Hello, as long as you repay on time, your credit will not be affected. The purpose of credit card is to facilitate consumption. It is recommended not to withdraw cash frequently. If you need money urgently, I recommend you to use the brand Youhuahua, Baidu Credit Service, which can meet the capital demand of your daily consumption turnover. The application is purely online, unsecured, with simple application materials, the fastest approval in 30 seconds, the fastest loan in three minutes, and the maximum loan amount of 200,000. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone and measure it immediately!