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Can I deposit money without activating the bank card? Can I deposit and withdraw money if I activate the card?

If the debit card is not activated, money can be put into it but money cannot be withdrawn.

You cannot deposit or withdraw money if your credit card is not activated.

First determine whether the bank card is a debit card or a credit card.

You can’t do anything without activating your credit card. In order to protect the interests of customers, the regulatory authorities require that non-activation is regarded as non-use and no charges shall be charged. So if you don't activate the credit card, you can't do anything. But activation is very simple, because customer verification has already been done when accepting credit card applications. For example, you can activate it easily at the counter or by calling the credit card center.

You can transfer money to a debit card without activation, but when withdrawing money, the bank card owner needs to bring his or her ID card and bank card to the bank to activate it before withdrawing money. In other words, an inactivated card can put money in but cannot withdraw money.

It is best not to deposit money if the card you just applied for is not activated. The unactivated bank card is a dormant account and cannot be used for any other operations. You need to bring your bank card and ID card to the bank counter where you applied for the card to activate your bank card.

Extended information:

Debit card refers to a bank card that deposits first and then consumes (or withdraws cash) without overdraft function. According to their different functions, they can be divided into debit cards (including savings cards), special cards and stored-value cards. Debit card is a credit tool with functions such as transfer settlement, cash deposit and withdrawal, shopping and consumption, etc. It also has many additional functions such as transfer, fund buying and selling, stock trading, payment, etc., and also provides a large number of value-added services.

Debit cards can also be used for transfers and withdrawals through ATMs. Overdraft is not allowed, and interest is calculated on the amount in the account based on current deposits. Internationally accepted debit cards have the same appearance as credit cards and have the logo of the international payment card institution printed on the lower right corner.

It is available at all points of sale that accept credit cards. The only difference is: when using a debit card, the amount is automatically debited from your bank account rather than being added to your credit limit. The methods of using debit cards include: password type, signature type, etc.

CreditCard is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users for consumption first and repayment later. The earliest credit card appeared at the end of the 19th century. ?

Credit cards are divided into two types: credit cards and quasi-credit cards. They provide settlement services, facilitate shopping and consumption, and enhance a sense of security; simplify payment procedures and save social labor; promote product sales and stimulate society requirements and other characteristics. A credit card is a special card issued by a bank or other financial institution to those with good credit status. It is used for shopping and consumption at designated merchants, or for depositing and withdrawing cash at designated banking institutions. It is a special credit certificate

< p>Data source: Baidu Encyclopedia: Bank Card