2. If you can't repay in full, you can make a minimum repayment, and there is no interest-free period for the minimum repayment. The bank will calculate the interest at the daily interest rate of five ten thousandths of the outstanding amount. Charge compound interest next month.
3. If the repayment is not in full or the minimum repayment amount, in addition to interest, a late fee will be charged.
Suggest full repayment or minimum repayment.