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Top Ten Credit Cards with the Highest Gold Content in China
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The top ten credit cards with the highest gold content in China are as follows:
1, Minsheng Bank Diamond Credit Card, among the credit cards issued in China, the most outstanding one should be Minsheng Bank Diamond Card. Although the color of the card is not black, its credit limit can reach up to 3 million RMB, and the annual membership fee is as high as 10000 RMB.
2. ICBC Peony Platinum Card, which claims to have only 7,000 users worldwide. As one of the four largest state-owned banks in China, the issuance standard of Peony Platinum Card is quite strict. Individuals cannot take the initiative to apply, and they must be invited by the bank to apply.
3. China Everbright Bank Yanhuang Credit Card-Platinum Card, features: ultra-high aviation risk.
4. CITIC Bank Air China Companion CITIC Credit Card, Platinum Card, Features: The first Platinum Air China Companion Credit Card.
5. CITIC Bank CITIC Star dual-currency credit card and platinum card. Features: global airport VIP room courtesy.
6. China Everbright Bank Everbright Golf Credit Card and Platinum Card. Features: In more than 65,438+050 golf courses all over the country, you can enjoy the preferential golf service at a discount of 5-7% off the tourist price.
7. Everbright Bank Sunshine Business Travel Credit Card and Platinum Card. Features: VIP enjoyment, optional.
8. China Merchants Bank China Merchants Bank Platinum Credit Card, Platinum Card, Features: National Special Store.
9. Shanghai Pudong Development Bank Pudong Credit Card, Platinum Card, Features: RMB/USD dual currency settlement.
10, Pufa Dream Card, personalized personal tailor service, distinguished vip service at many airports at home and abroad and high-speed railway station, preferential service at international hotels, free of annual fee, and high cash rebate for consumption abroad.
What is the level of bank black gold card?
The bank's black gold card is top-notch. Usually refers to the centurion black gold card, which is recognized as the "king of cards" in the world. Without spending limit, cardholders can enjoy customized exclusive services, top honors and global rights. Its service tenet also belongs to the highest level.
However, the black gold card does not accept active applications, but the bank invites applications. Moreover, cardholders are basically top groups such as politicians, billionaires and celebrities from all over the world.
Black gold cards are also issued in China, which is also the top level of credit cards. One of the most famous is the Centurion Black Gold Card issued in cooperation with American Express, which was launched by ICBC, China Merchants Bank and Minsheng. However, unlike American Express Centurion Black Gold Card, they have a limit, and the credit limit will generally be between 2 million and100000.
It should also be noted that CITIC Bank has a black gold card, which is not a real black gold card, but a black gold version of a luxury series of platinum cards. However, this black gold card of CITIC Bank belongs to the platinum card of private banks, and it is also the highest-ranking one among the platinum cards, but on top of it, there are World Card, Unlimited Card and Diamond Card.
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Black gold credit card is known as the "king of cards" and is a top credit card. Generally, banks invite customers to apply, but customers can't take the initiative to apply. And the invited customers are basically celebrities, such as CEO, president or chairman of well-known enterprises, celebrities from all walks of life and so on.
If you want to get a black gold credit card, you must at least be these celebrities, top talents in the industry, have millions or even tens of millions of deposits in the bank, and have the recommendation of bank executives.
If you are just an ordinary office worker, you can't get a black gold credit card. However, the demand of ordinary people for black gold credit cards is not great. If you want to spend in advance, you can apply for an ordinary credit card. The annual fee of black gold credit card is also extremely high, which is unaffordable for ordinary people.
If you are not satisfied with the credit card limit, you can apply for a platinum card instead of a black gold card. The amount of platinum credit card is generally above 50,000 or even tens of millions, which can also meet the large consumption demand of customers.
Annual fee for black gold credit card:
I. American Express Centurion Black Gold Card
The annual fee of American Express Centurion Black Gold Credit Card is $2,500. In China, it cannot be issued independently in the mainland, but in Hong Kong. The annual fee of Hong Kong Centurion Black Gold Credit Card 19800 Hong Kong dollars.
2. Domestic American Express Centurion Black Gold Card
The domestic American Express Centurion Black Gold Credit Card is issued by three authorized banks, namely Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank.
Among them, the annual fee of ICBC's Centurion Black Card issued by ICBC is 65,438 yuan+08,000 yuan, while China Merchants Bank and ICBC issue Centurion Black Card at the same time, so the annual fee of this Centurion Black Card issued by China Merchants Bank is the same as that of ICBC's Centurion Black Card, which is 65,438 yuan+08,000 yuan.
Minsheng Bank issued a few years later than ICBC and China Merchants Bank, but the centurion black gold card issued by Minsheng Bank has the highest annual fee among the centurion black gold cards issued in China, requiring 36,000 yuan.
Third, CITIC Black Gold Credit Card
CITIC Bank also launched a black gold credit card, but CITIC Bank's black gold credit card is not a centurion black gold credit card, but a black gold card in its LuxuryCard. To be precise, it is a private bank platinum credit card of CITIC Bank, with an annual fee of 6,800 RMB.
Six top credit cards in the world: American Express Centurion Card and other black gold cards.
As we all know, the equity of the centurion black gold card is staggering. At the beginning, only China Merchants Bank and ICBC issued them to a few honest elite customers. Now Minsheng Bank also has a Centurion Black Gold Card, but what other high-end unlimited cards are there besides Express Centurion Black Gold Card?
In the general classification of credit cards, there are ordinary cards, silver cards, gold cards, platinum cards and the highest unlimited cards in turn. American Express Centurion Card is an unlimited card. Unlimited cards, as the name implies, have no overdraft limit and can spend money at will. Because almost all the unlimited cards issued by various banking institutions are black, they are commonly known as "black gold cards". Black represents mystery, while black with metallic luster is superior and very luxurious, which conforms to the mysterious and noble characteristics of unlimited cards and cardholders.
1, American Express "Centurion Black Gold Card"
The minimum spending of centurion card holders is $250,000 per year, but holding this card will make you a member of the celebrity and rich club. With this card, customers can get a private cabin on a daily airliner, and enjoy first-class upgrade service, hotel suite upgrade service, private travel consultant service, various free gift services and loyalty programs that American Express Platinum Card members can also enjoy.
American Express Centurion Card can only be invited by American Express Card Company among its own platinum card users, and only top customers with 65,438+0% platinum card holders are invited to issue cards. It is issued to users who spend more than $6.5438+$5,000 on credit cards of other American Express companies every year, and there are also some other standards. At that time, cardholders had to pay American Express an annual fee of up to $65,438+0,000. Two years later, the annual fee increased to $2,500, which was issued only in the United States, Britain and China.
Characteristics and Application Conditions of Centurion Black Gold Card of China Merchants Bank
2. The "World Card" of Guzihang
As a member of Royal Bank of England and Royal Bank of Scotland, the "World Card" of Gu Zi Bank enjoys a high reputation at home and abroad. Only employees with net assets exceeding one million are eligible to apply for the "World Card". In addition to all the typical travel upgrades and luxury services, cardholders can even go shopping in their favorite department store at midnight.
3. Citibank Ultima card
This credit card is issued in Germany, Russia, Asia and parts of the Middle East. Its services include booking a private jet or Bentley car transfer service, and having the opportunity to rent a Ferrari yacht and its crew to enjoy a one-day sea trip. Users can also book a private island with this food card to avoid the noise. Citibank also bought another "Dinner Elite Card" in the United Arab Emirates to provide similar services. You can book the "one-on-one" service of the most popular three-star chef in Germany, and you can also order the tickets for the most popular football match.
4.Stratus "Reward VISA Card"
This kind of "white card" is specially designed for those customers who are not interested in the lounge or first class of the special airport and just want to fly by private jet. Fortunately, Stratus is a partner of Marquis Flight Leasing Company. The card provides its customers with various special products and services, such as AK travel packages, one-on-one sales services and Oscar-level gift packages.
Only nine countries or regions in the world have unlimited card products, and the total number of cards issued is only 30,000.
5. MasterCard Smith Benny President Card
This is a credit card specially designed by Citibank for private customers. The user's company must have assets of $654.38 million. Of course, if it has 5 million dollars, it will get more discounts. Cardholders can get points for purchasing ordinary air tickets and shop at designated stores for free. And if the customer pays the charter fee with this card, he can get three nights free accommodation in the designated cooperative hotel (if it is worth 900 US dollars).
6. Nie Meng Marcos' Inner Ring Card'
Nimon, a luxury retailer headquartered in Dallas and famous for its Christmas catalogue? Marcos sold its credit card division to HSBC last year, but it was still sold to the company and its sister company burgdorf? In Goodman's store, cardholders who spend a lot of money offer loyalty programs. Customers who spend more than 30 thousand will get the opportunity to participate in New York Fashion Week for free; If you spend more than 2 million yuan, you can get a guest appearance in the hit soap opera "Vibrant City Men and Women".
What is the largest credit card limit in the world?
Two hundred million dollars.
Maximum credit card limit and fee:
1. The Luxembourg-based Sifanloo Financial Group, VISA International and Morgan Stanley Investment Bank jointly launched a special credit card in 2008, with a maximum credit limit of 200 million US dollars per month for beneficiaries.
2. Customers are recommended by banks and industry lawyers. After the application qualification is approved, the customer must pay a deposit of 50 million US dollars in Morgan Stanley Bank and an annual fee of 6,543,800,000 US dollars to Sifanloo in order to finally receive this benefit.
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Application process of top credit card:
1. The bank determines the limit according to the information provided by customers. The higher the financial resources, the higher the quota. Ordinary platinum cards can go to the bank to fill in the platinum card application form and submit relevant identity, work and financial certificates. As long as the application conditions meet the auditing standards of the applicant bank for platinum credit card users, you can get a platinum credit card.
2. The platinum card of China Everbright Bank requires the applicant to earn at least 200,000 yuan a year and work in a fortune 500 company. CITIC Bank requires applicants to earn more than 20,000 yuan a month and have certain assets under their names. Platinum credit card applicants' specific asset standards and financial resources should not be too low.
For example, it is mainly to review the applicant's large deposit certificate, real estate license and copy of high-end private car driving license. If we provide relatively complete financial documents, it will be more helpful for us to understand the applicant's personal situation and judge the credit limit. According to the information submitted by the applicant, the relevant audit department will conduct a comprehensive evaluation.