What is the China Merchants Bank GQ co-branded card?
The China Merchants Bank GQ co-branded credit card is a credit card.
1. The limit of China Merchants GQ co-branded credit card: As a general card, the limit of China Merchants GQ co-branded credit card is generally between 3,000 yuan and 10,000 yuan. If you are not satisfied with the initial limit, you can continue to use it. Call China Merchants Bank’s credit card service hotline to apply for a limit increase after 6 months.
2. Reasons for unsuccessful limit increase:
1.1 The time for applying for limit increase is not met: Generally speaking, the first increase of the credit limit of a China Merchants Bank credit card requires 6 months after the card is opened. Finally, there is also an interval between each application for quota increase, and the interval ranges from 3 months to 6 months.
1.2 Infrequent swiping of credit cards: If you apply for a credit card, you do not swipe it. Compared with the total limit, the actual monthly consumption is too small, and the credit card transaction activity is poor. All of the above indicate that you do not have a need for a higher limit. Apply for Amount raises can easily be rejected.
3. Features:
1.1 Free handling fee for the first cash withdrawal every month
1.2 Free reading of GQ electronic magazine every month
1.3GQ high-end experience and fashion brand special offer
New customers will receive a Biotherm men’s travel set worth RMB 680 if they spend the full credit card amount
What are the special privileges of China Merchants Bank’s GQ co-branded credit card? What does GQ mean?
First of all, the privileges of China Merchants Bank GQ co-branded credit card:
1. Free handling fee for the first cash withdrawal every month, double points in the birthday month;
2. Electronic magazine Free reading and 30% discount on paper magazine subscriptions;
3. All GQ co-branded credit card holders of China Merchants Bank will have the opportunity to participate in GQExperience lifestyle experience activities in priority.
The CMB GQ card is one of the few CMB credit cards that offers no handling fee for the first cash withdrawal every month. You can read GQ electronic magazines for free, subscribe to paper magazines at a 30% discount (special cases) Department)
Secondly, GQ is a men’s magazine.
1. China Merchants Bank YOUNG Card
As the name suggests, China Merchants Bank Young Card is a credit card aimed at young people. It has great appearance and is a must-have for fashionistas. The application threshold is low and the maximum The highlight is its high cash withdrawal limit, with a maximum cash withdrawal ratio of 100. Now new customers can receive free trolley cases, razors, and points for swiping their cards. Benefits: The maximum credit limit is RMB 50,000; the first cash withdrawal per month is free of charge; new customers will get a branded trolley case or razor if they meet the standard by swiping the card; the annual fee is waived in the first year, and the annual fee for the next year is waived for 6 transactions; double the amount in the birthday month Points; enjoy 50% off on famous food on Wednesdays, grab movie tickets, Haagen-Dazs, etc. for 9 yuan every day. Quick application conditions: Bachelor degree or above recognized by the National Education Commission, graduated after 2003 (inclusive); stable job with a monthly income of more than 5,000 yuan before tax; users who meet the above conditions will have a higher passing rate and faster approval and card processing. ~China Merchants Bank Standard Gold Card
2. China Merchants Bank Standard Gold Card
Gold card is a symbol of distinguished status. Friends who have high demand for credit limit can apply for this card. Gold Card exclusive financial products, some outlets will also provide Gold Card VIP rooms, where you can enjoy high-quality services. Benefits: The maximum credit limit for swiping is 50,000, and the maximum cash loan limit is 300,000. It can be obtained anywhere. New users will receive 1,000 points by swiping the card if they meet the standard. The permanent points can be redeemed for Starbucks, McDonald's, DQ and other colorful gifts. The annual fee is waived in the first year, and the annual fee is waived for the next year after 6 purchases. Enjoy 50% off on big-name delicacies on Wednesdays, grab movie tickets, Haagen-Dazs and other classic China Merchants Bank platinum credit cards for 9 yuan a day
3. Classic Platinum Card
Annual fee: Main card The annual fee is 3600, and the annual fee for the supplementary card is 2000 per year, but it is not a rigid annual fee. It can be redeemed with points. 10,000 points can be redeemed for one year's annual fee. It is difficult to obtain points from China Merchants Bank. 20 yuan is equivalent to one point. The most convenient way is to get 10 times the points on this card on your birthday. In this way, you only need to spend 20,000 yuan on your birthday to earn 10,000 points. And the bonus is permanent points, which can be directly redeemed for the annual fee.
Rights: Enjoy 1 free health checkup from more than 50 well-known medical examination institutions across the country; enjoy 1 free oral care treatment; enjoy 6 VIP treatments at more than 100 airport VIP lounges around the world. This is the key to this right. You can bring one person with you; stay at the VIP price of "300 Selected Hotels", and ordinary five-star hotels are half-price, which saves a lot of money over the year; enjoy free buffet "for two" in about 80 five-star hotels across the country "One person is free of charge when traveling together" benefit (3 times of "two people are free of charge" annual card "788 yuan to enjoy a boutique five-star hotel buffet" 3 times of "two people are free of charge" and 9 times of "two people are traveling together and one is free of charge" annual card);
Other benefits: Free card loss protection 48 hours before reporting loss, free high-value aviation accident insurance of up to 15 million yuan, exclusive travel inconvenience insurance of up to 2,000 yuan, 12 times free access to more than 100 golf driving ranges across the country Practice benefits for free, enjoy up to 15% off on global car rentals, Platinum Special Line (this is very practical, you don’t have to wait for a long time and press a bunch of buttons to find a human). After seeing all the benefits above, are you excited? BUT this card There are certain thresholds and conditions for application. For example, the cardholder must be a China Merchants Bank credit card holder and the limit is greater than 50,000.
What are the application requirements for the CMB GQ co-branded credit card? p>
The CMB GQ co-branded credit card is a fashionable credit card for men jointly developed by CMB and GQ. It has a cool appearance and can meet the various needs of successful men. But what is the limit of the CMB GQ co-branded credit card? Let me introduce it to you next.
What is the limit of China Merchants Bank GQ co-branded credit card?
Generally speaking, the limits of different levels of credit cards are:
Common card: 1,000 yuan-10,000 yuan
Gold card: 10,000 yuan-50,000 yuan
Platinum card: more than 50,000 yuan or 50,000 yuan temporary limit
Unlimited Card: Temporary limit of 50,000 yuan
In fact, as this card is a regular card of China Merchants Bank, the limit of the CMB GQ co-branded credit card will be between 3,000 yuan and 10,000 yuan. However, the bank will determine the limit based on the applicant. The personal information provided will be used to determine the limit, so you should refer to the limit of the card issued by the bank.
The application conditions for China Merchants Bank GQ co-branded credit card are as follows:
1. Principal. If the card applicant is a resident of the country, the age needs to be between 18 and 60 years old; if the applicant is an overseas person, the age needs to be between 25 and 60 years old; the supplementary card applicant must be the parent, spouse or child (age Over 18 years old).
2. The main card applicant must have a legitimate occupation with a stable income.
3. The main card applicant must be male, and women can only apply for subsidiary jobs. Card.
The above is for everyone, "What is the limit of China Merchants Bank GQ co-branded credit card?" What are the application requirements? "In addition to meeting the application conditions, you also need to provide other personal information, especially financial certificates, so that the bank can increase the limit after placing the card.
China Merchants Bank GQ Co-branded How to approve a card limit of 15,000? Isn’t the maximum limit for a regular card 10,000?
As a regular card of China Merchants Bank, the limit of the China Merchants Bank GQ co-branded credit card will be 3,000. RMB to RMB 10,000. However, since the bank will determine the limit based on the personal information provided by the applicant, the limit of the card issued by the bank shall prevail.
Generally, the limit is based on the credit card issued by the bank. The fixed limit range for ordinary cards is ￥1,000-￥10,000, and the fixed limit range for gold cards is ￥10,000-￥50,000. Cards regardless of gold or ordinary cards are generally 3,000-50,000. The specific limit is subject to the review results. The limit for regular cards and gold cards is not excluded.
Extended information:
The application conditions for China Merchants Bank GQ co-branded credit card are as follows:
1. If the main card applicant is a domestic resident, the age needs to be between 18-60 If you are an overseas person, your age needs to be between 25-60 years old; the applicant for the supplementary card must be the parent, spouse or child of the main cardholder (over 18 years old).
2. The main card applicant must have a legitimate occupation with stable income.
3. The main card applicant must be male, and women can only apply for supplementary cards.
Reference: China Merchants Bank
That’s it for the introduction of China Merchants Bank’s gq credit card.