Yes, banks can entrust third-party collection agencies to handle overdue credit card situations.

Detailed description:

1. Bank overdue collection: After the customer's credit card is overdue, the bank can choose to entrust a professional collection agency to collect the credit card.

2. Entrustment cooperation relationship: Banks and third-party collection agencies usually sign an entrustment agreement to clarify the rights, responsibilities and cooperation methods of both parties.

3. Collection methods: Third-party collection agencies will use a variety of means, such as telephone collections, door-to-door visits, legal procedures, etc., to urge overdue customers to repay their debts.

4. Legal compliance: Third-party collection agencies must operate in accordance with the law, comply with relevant regulations and disciplinary requirements, and ensure that legitimate rights and interests are protected.

5. Overdue resolution: Through entrusted collection, banks can recover arrears more effectively, reduce the risk of non-performing assets, and help customers solve overdue problems.

Summary: Banks can entrust the collection of overdue credit cards to third-party agencies to improve collection efficiency and reduce the risk of non-performing assets.

Extended information: Entrusting a third party for collection is a common financial behavior. With the help of professional institutions, banks can better manage overdue debts. This cooperation model is widely used in the market and is regarded as an effective way to deal with overdue credit card problems.