1 Credit card cancellation accounts are divided into card cancellation accounts and account cancellation accounts, but there are some differences between card cancellation accounts and account cancellation accounts: if the card is cancelled, it means that the bank only deletes the bank card itself, and the bank will not automatically delete a series of information provided by the user when handling the card. This also provides convenience for customers who want to resume using credit cards in the future, and there is no need to submit information separately. Users can recover their credit cards by calling the manual customer service phone. If the account is cancelled, the user's information will be deleted by the bank and the card cannot be restored. You can only resubmit your personal information and wait for the bank to review it. Only after the review is passed can you get a new credit card. 2 If it is a China Merchants Bank credit card, you can call 4008205555 manual customer service at any time to apply for a single card cancellation and restore the card. If the credit card is still valid for 2 months or more; After the cancellation of the whole household, you can call 4008205555 within 6 months from now, and turn to manual customer service to apply for card refund. The final result will be subject to review; If the recovery card is not successfully processed, you can re-apply for a credit card; Please contact the authorized personnel of the company to issue a business processing form for the business card. Whether the credit card can be used again after cancellation depends on whether the credit card is cancelled or cancelled. If you simply cancel your card at first, in principle, you can call the bank to open it for you and reactivate it. If the account has been completely closed from the beginning, it can no longer be used. If you want to use it, you can only apply again. So I suggest you call the customer service of the bank to find out whether you are canceling your card or account, and then consider reapplying.