The credit card gold card limit of Ctrip Construction Bank is RMB 10000-50000, and the specific credit limit depends on the information provided by the applicant when applying for card opening. According to the relevant regulations of China Construction Bank, the annual fee will be exempted in the first year when the Gold Card is opened, and will be charged in the following year (per year 160 yuan). If you use the gold card to spend three times a year (the amount of spending is not limited), you can reduce the annual fee for the following year.