Who has the most credit cards in China

I estimate that the person with the most credit cards has one from all banks, but this situation is basically impossible to achieve, and there is nothing In practical terms, it generally includes four national credit card chains, as well as local credit cards. The most people should be those with such credit cards, but the specific names can only be known by big data

The average person has the most in one year How many credit cards can you apply for

There is no limit to the number of credit cards you can apply for in a year, but you cannot open more than 4 debit cards from the same bank.

The "Notice on Matters Concerning the Banking Industry's Combating New Illegal Crimes in the Telecommunications Network" stipulates that starting from January 1, 2016, the same customer cannot open more than 4 debit cards at the same institution in principle. (excluding social security cards).

At the same time, the "Notice" also stipulates that "the same agent shall not issue more than 3 cards at the same commercial bank in principle. Debit cards issued by an agent require the agent to present his or her valid identity card at the counter. The card can only be used after face-to-face application.”

Extended information:

The person in charge of the credit card department of China Construction Bank said that the number of credit cards an individual applies for should be determined according to each person’s situation and preferences. For example, ordinary functional credit cards can be used for daily consumption; special privilege cards such as car cards and Air China Phone Cards can enable cardholders to enjoy more preferential rights. Generally two to three are most suitable.

Ebright Bank Credit Card Center recommends that it is generally appropriate to apply for three credit cards, not more, the better. The recommended combination is: 2 cards from Bank A and 1 card from Bank B. Its function is, first, to choose one of Bank A's credit cards for daily consumption, which facilitates points management and gift redemption;

Second, it uses the credit card limit of Bank A and the credit card limit of Bank B to cope with sudden large expenditures. For convenient repayment, you can apply for a salary card or a credit card from the bank where you already have a debit card, and activate the automatic linked repayment function to avoid the trouble of forgetting to repay.