Yes, the invention of credit card is like a double-edged sword, which can solve the temporary economic crisis. However, the purpose of issuing credit cards is to make money. Once the interest-free repayment time is exceeded, high interest will be charged, usually five ten thousandths of interest per day. Develop the habit of blind consumption, leading to blind consumption and spending money like running water.

If the repayment cannot be made on time, the bank will charge high interest. Long-term malicious default will naturally affect personal credit records and even be blacklisted by banks.