The amount of the credit limit depends on the bank system’s comprehensive score of the information submitted by the applicant, and is generally unpredictable.

This loan type is a loan product promoted by the Agricultural Bank of China. It is a secured personal business loan product. The maximum loan amount is 10 million and the loan term is 12 months. The property used for mortgage is required to have an area of ??more than 50 square meters and an age of less than 20 years.

Agricultural Bank of China loan conditions:

1. Operation time: more than 2 years;

2. House age requirement: no more than 20 years;

3. Area requirement: at least 50 square meters;

4. Collateral location: location of the loan;

5. Collateral type: ordinary residence, villa, shop , office building.

Extended information:

1. Information required for Agricultural Bank of China loan application:

1. ID card, household registration book, marriage certificate;

2. Proof of income;

3. Business license, code certificate, tax registration certificate;

4. Articles of Association, capital verification report;

5. Recent 3 months tax certificate, financial statements, purchase and sale contract.

2. Agricultural Bank of China loan characteristics:

1. The loan amount can reach up to 10 million;

2. The mortgage ratio can reach up to 70%;

p>

3. The minimum loan interest rate is 20% above the base interest rate;

4. The loan term is 1 year, and the maximum credit period is 10 years.

Baidu Encyclopedia-Agricultural Bank of China Personal Business Loan