1. Protect account information.

When you make your first purchase on a foreign shopping website, the website will generally record your credit card information, including your card number, billing address, expiration date and other key payment information. This is to facilitate your next purchase so that you don't have to enter your credit card information again. However, once your account information is known to others, all your payment information will be exposed. Therefore, do not easily tell others your account information and protect your account password. )

2. Make sure the shopping website is safe.

When you enter the world of overseas shopping, you will find that the world is so vast, with numerous shopping websites and attractive discounts. However, you must stay calm at this time and don’t swipe your credit card to shop when you see a website with discounts!

First of all, pay attention to whether the spelling of the URL is correct and don’t enter a phishing website.

Secondly, check whether it is a well-known website. The safety of shopping on well-known websites is guaranteed. There are many Li Gui websites on the Internet, such as coach. The only real coaches are the official website (coach.com), the factory store (coachfactory.com) and the Coach

outlet on eBay; the rest are unofficial On websites such as Coach Factory Online Sales, in addition to the possibility of buying fake goods, the security of your credit card information is not guaranteed.

In addition, check whether the URL of the payment page starts with https. This is an encrypted transfer protocol that transmits information securely. Finally, some shopping websites require the use of proxy servers to browse, such as the famous ND. Note that it is best not to use a proxy server to place orders to avoid credit card fraud.

3. Verification credit card information needs to be concealed.

When shopping on foreign websites, since we are not using credit cards issued by local banks, it is common for websites to ask for verification of credit card information. However, it should be noted that when sending a scanned image of your credit card via email, remember to cover up part of the credit card information. Generally, it is enough to reveal the first and last few numbers.

4. Pay attention to whether there are any subsequent deductions.

Services provided by foreign websites sometimes have subsequent deductions, such as Amazon membership, SS subscription, etc. Be sure to turn off the corresponding services to avoid subsequent payments being deducted by the merchant without noticing.

5. Credit card refund.

Returning goods abroad is very simple, and many merchants even provide free return services. However, the refund cycle of each merchant is different. Please check this on each shopping website.

In addition to the merchant's refund cycle, the refund credit time of each bank is also different, and some take a long time to be credited. During this period, it will be more troublesome if you encounter a repayment cycle, and interest may be incurred due to delayed repayment.

Therefore, after returning the goods, you must pay attention to the merchant's refund time and the bank's credit time to avoid unnecessary losses.