CITIC Bank Platinum Card is known as the most cost-effective platinum card, which provides cardholders with practical services such as platinum medical care, VIP travel, aviation security and accelerated points. In addition, CITIC now has an annual fee-free activity for Platinum Card, and you can enjoy the annual fee-free policy for the first year if you spend 4 sums of money within 60 days. These offers are still very practical for those in need.

Take credit card points as an example. CITIC has 9 redemption activities, and 9 points can be redeemed for a Starbucks, or books below 35 yuan, or Wanda movie tickets, and so on. Compared with other banks, a few hundred points for a cup of coffee is indeed a bright spot. Credit card points will not become useless offers.

Bank of Communications

Generally speaking, the activities of Bank of Communications are very close to the people and practical, and do not involve credit card points, but directly cash back. New customers who spend over 100 yuan for the first time on Friday will get credit cards from 50 yuan, and mobile banking will be activated to send them to 30 yuan and automatic repayment will be sent to 40 yuan. Then go to the supermarket every Friday and spend 5% cash back with Puka or Gold Card 128 yuan and 10% cash back with Platinum Card. Car owners who refuel on Friday also have the same discount, which completely exceeds the range of each oil price increase (3% ~ 4%). In addition, to meet the consumption standards, there is a discount of 10 yuan for watching movies once a month.

To sum up, the preferential methods and rules of each bank are different. You can choose the most suitable credit card type according to your actual situation.