Hello, if it is a China Merchants Bank credit card, there is no annual fee if you don’t open the card. You can call your credit card to apply for manual service to verify whether the card face can be changed.
You can also open a card, which means you are an existing cardholder of China Merchants Bank. Then you can directly apply for a credit card with the card you like online, which will give you a greater chance of successful card issuance and make the application more convenient.
You are an existing China Merchants Bank credit card holder. You can directly choose your favorite credit card to apply online on the China Merchants Bank credit card website/CCPRODUCT/newcustomer.aspx. After filling in the information, wait for the credit card department to review. If If approved, a new card will be sent to you.
The annual fee for a China Merchants Bank credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card (except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/MISS KITTY perfume credit card), the annual fee for the first year The advance payment is exempted for you by China Merchants Bank's credit card or its partners. Within a full year of your card's validity (from the date of card issuance, not a natural year), you can enjoy the exemption if you make 6 purchases (amount and form are not limited) with a single card. There is an annual fee for the card. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. ?
The annual fee is calculated from the card issuance date (there is a date displayed below the credit card number, the previous date is the issuance date, and the latter is the expiration date; if only one date is displayed, it is the expiration date). For example: the card says 07/10-07/13, which means that the credit card was issued in July 2010. August 1, 2010 to July 31, 2011 is the first year. The year will be shown on the bill in August every year. Fee collection status.
If you have any questions about other China Merchants Bank credit cards, please search "4008205555" in QQ business friends and add "China Merchants Bank Credit Card Center" as a friend; or search the number "cmb4008205555" in WeChat to follow "China Merchants Bank Credit Card Center" For consultation, thank you for your attention and support to China Merchants Bank!