Minsheng Bank integral rules:

At present, for every RMB 1 yuan 1 points, Minsheng Bank's credit card has accumulated 7 points, 10 points, 1 pound, 8 points, 1 euro, 8 points, 100 yen, and 65438 Australian dollars.

The points of the main card and the auxiliary card are merged into the name of the main card; If some co-branded cards have special provisions, they will not be combined.

If the goods or services purchased by credit card are refunded from any account or returned for any other reason, or the money is returned for signing disputes or other reasons, the points obtained will be adjusted by China Minsheng Bank according to the proportion of the returned money.

Minsheng credit card points are valid, and the points remain in the name of the main card until the account is cancelled. For all cards and cards with normal account status, the main cardholder can redeem the "redemption points" under the account at any time.

Holding two or more Minsheng bank cards, the accumulated points of each card under the same customer's name are combined and calculated, and gift exchange is supported; The points of the main card and the auxiliary card are also included in the name of the main card. If some co-branded cards have special provisions, they will not be combined. For example, the co-branded card points under various aviation co-branded cards and Minsheng-Pacific Far East Department Store co-branded cards can enjoy the self-redemption service of the co-branded cards and do not participate in integral mall gift redemption; If the points accumulated by participating in the People's Livelihood Points Award Scheme will be included in the People's Livelihood General Points, cardholders can choose their own gifts for redemption through the mall.

First, the following consumption does not accumulate points:

1. The annual credit card fee, revolving credit interest, cash withdrawal fee and interest, overdue payment fee and interest of Minsheng Bank will not be accumulated;

2. Handling fees and interest generated by withdrawing cash in advance or overpaying through ATM/ counter;

3. Do not accumulate points when spending in real estate merchants, automobile dealers, farm tools merchants or other wholesale merchants;

4. Online payment and other financial transactions;

5. Hospitals, schools and government services;

6. Fees for telecommunications, utilities and other services.

Second, the integral description

1. If a credit card user of Minsheng Bank holds two or more Minsheng credit cards at the same time, the points earned by each card due to consumption will be calculated together. The points in the secondary card are automatically merged into the main card account. However, some co-branded cards have special regulations and the points will not be merged.

2. The ordinary credit card points of Minsheng Bank are permanently valid, and the points will remain in the name of the main card customer until the account is cancelled.

3. Points can be exchanged for gifts in the bank credit card mall, or discounted for cash at designated merchants.

What is the general score of Minsheng Bank?

Minsheng Bank usually refers to general points, and general points (also known as convertible points) are brand-new points generated by the integration of Minsheng credit card points, extraordinary points and individual customer points of e-banking.

1. Holding two or more Minsheng bank cards, the accumulated points of each card under the same customer's name are combined and calculated, and gift exchange is supported;

2. The points of the main card and the auxiliary card are also included in the name of the main card.

What is the exclusive points of people's livelihood?

Exclusive points can enjoy RMB and installment points. This point is that you use his credit card to spend, accumulate points for you, and use points instead of gifts.

How to use Minsheng credit card points

You can redeem points in Minsheng Credit Card points area. The specific method is as follows:

1, use the reserved mobile phone number or credit and inquiry password to log in to Minsheng Credit Card integral mall for redemption;

2. Log in to the "National Life" APP and select "Select"-"All"-"Life Service".

There are two ways to redeem points: pure points and points+cash. You can choose according to the gift situation and your own needs. ※:

※ If you have any questions during the exchange, you can contact the customer service of the shopping mall for telephone consultation.

What can the general points of Minsheng Bank do?

The universal points of Minsheng Bank can be used to exchange gifts. Minsheng Bank has a special online shopping mall. After logging in, you can check your points and see the gifts you can redeem points for. Some gifts are points plus cash exchange, while others are direct points exchange. Generally, this point will be cleared once every three years, so you should pay attention to it in time, and you can ask your account manager for details.

What can I exchange for Minsheng Bank Credit Card1.20,000 points?

Minsheng Bank credit card points1.20,000 can be converted into mileage of Air China, Sichuan Airlines and China Eastern Airlines.

(1) charge a redemption fee, and the charging standard is 15000 points or 30 yuan/time. You must redeem at least 500 kilometers of air mileage at a time, and you can redeem at most 50,000 kilometers of air mileage at a time.

(2) According to the highest card level under the account, the cardholder can get a certain number of free exchange opportunities every year (65438+ 10 month1-65438+February 3 1), and the exchange fee will be charged according to the charging standard after exceeding the free times.

(3) The 15000 points or 30 yuan fee paid at the time of redemption will be deducted from the cardholder's credit card account on the next working day.

Let's stop here for the introduction of what Minsheng credit card points do.