There are many ways to repay credit cards. Besides full repayment, you can also choose the minimum repayment amount and installment payment. The minimum plan is not very cost-effective, so it is difficult for many people to choose installment payment. Then, the next person who is a gold investment editor introduces whether the frequent division of credit cards affects

Installment payment can alleviate the repayment pressure of cardholders, and proper installment payment will help improve the comprehensive evaluation in banks. So, does it affect the frequent installment payment of credit cards?

The frequent division of credit cards will have adverse effects. Banks believe that people who often pay by installment must be in financial difficulties, and their repayment ability is doubtful. Such people have a high risk of overdue, and the bank will also control the cardholder's credit card. If a large amount of credit cards are consumed, the bank's control point is easy to start, and the bank may immediately reduce the amount of credit cards and handle the cards. In addition, people who often pay by installment are questioned because of their repayment ability. You can't enjoy the bank's cash installment payment, special amount and other rights and interests.

Generally speaking, for people who often pay by installment, their repayment ability is not concerned by the bank, and they are easy to get in touch with the bank's control points, and may even be dragged into the house, so the basic price increase is a bit difficult.