Many friends like China Guangfa Bank’s credit card because it has a wide variety of varieties and functions. Whether it is shopping, travel or online payment, Guangfa Bank credit cards can meet the needs of different groups of people. And compared with state-owned banks, Guangfa Bank's credit cards are easier to get approved. As long as your age and qualifications meet the basic card application conditions, you will be successfully approved for the card soon. However, after getting a credit card, the most important question everyone is concerned about is the card limit. So, is the credit limit of China Guangfa Bank high? Here’s a quick tip to increase your forehead!

It is understood that the credit limit of China Guangfa Bank is mainly divided according to the card level. The specific limit shall be comprehensively evaluated based on the cardholder's credit status, work income, and financial status. The specific limit is as follows Shown:

Credit card general card: The starting limit of a general card is 3,000 yuan, and the maximum limit is no more than 50,000 yuan.

Credit card gold card: The initial limit of the gold card is 10,000 yuan, and the maximum limit is no more than 100,000 yuan.

Credit card platinum card: The platinum card has the highest starting limit, which can reach 20,000 yuan, and the maximum limit will not exceed 500,000 yuan.

Generally speaking, if it is the first time for a user to apply for a Guangfa Bank credit card, the probability of being approved for a regular card or a gold card will be greater. Of course, if your property qualifications are very good, you can also try Go ahead and apply for a platinum card. The editor below will explain to you the specific credit card limit increase strategy:

1. Provide as many property certification materials to the bank as possible, such as real estate, cars, salary statements, stocks, bonds, and financial funds. etc. If possible, you can also apply for a savings card from China Guangfa Bank, use it as a salary card, and deposit an amount every day to make money.

2. When using China Guangfa Bank credit card, you should make more diversified offline purchases. The first consumption limit can reach 80%, and the rest can be kept at around 40% every month. Frequently Maxing out the card will sometimes have the opposite effect.

3. After using the card for half a year, the cardholder can proactively call the Credit Card Center of China Guangfa Bank to request an increase in his or her credit limit. If you are rejected, apply for a temporary limit from the bank, spend more, and repay on time, so that China Guangfa Bank can see your strong consumption level and repayment strength.

The above is Xiao Tan’s complete introduction to China Guangfa Bank’s credit cards. Here, the editor would like to remind everyone that the higher the credit limit, your repayment pressure will also increase. Everyone should pay attention to it on weekdays. You must consume according to your ability, and do not make irrational consumption behaviors just to increase the limit.