For the Everbright card, I just threw it into the drawer and ignored it.
I use the GF one, and I personally feel it’s pretty good! The service attitude is also very good, and there are many activities! Don't listen to those people on the Internet who say that the customer service phone number can't be reached, it's nonsense! Every time I call, it takes less than 5 minutes and I can get through quickly!
There are relatively few outlets of GF in second- and third-tier cities. However, general repayments can be made by direct online transfer, so there is no need to worry!
Owner, if you really want to use it up, you might as well switch to China Merchants Bank. . . . Change it! Everbright will leave you completely naked. . .