Not reliable. According to the relevant public information, Yika Tiandi is a professional online payment platform launched by Yibailian Payment Technology Co., Ltd., and it is recommended to go to a regular bank instead of a non-bank institution for credit card processing.

Five steps to apply for a credit card: 1. First, determine which bank to apply for a credit card, and then log on to the bank's website or call the bank staff to consult the information needed to apply for a card. 2. When the user applies, he can submit the card application on the website of the issuing bank or directly to the bank outlet, and the bank will review it. 3. The bank shall review the application form and related materials submitted by the applicant. 4. After approval, the bank will send it to the applicant by registered mail. 5. Card opening: After receiving the card, the applicant can select the card opening method according to the instruction manual sent with the card and set the relevant password to open it.