how do I deposit money in my credit card?

you can deposit money into a credit card through an automatic deposit machine or transfer money online. Like ordinary savings cards, credit cards can also save money and withdraw money from ATMs. In addition to this offline deposit, users can also choose to transfer money online, such as binding a credit card to the frequently used transfer software and transferring money directly to the credit card.

Credit cards are used more and more widely. People like to use credit cards because they can spend first and then repay, which gives people a certain liquidity. The repayment method of credit card is January 1, that is, the next month will pay back the consumption amount of the previous month. Before online transfer became popular, everyone repaid money offline, such as saving money at an automatic deposit machine.

Now, with the development of information and technology, people have more and more repayment methods, which are more and more convenient. For example, you can directly transfer money by binding a bank card, or set up a related bank card to automatically repay the money at the repayment time. Automatic repayment is more convenient than manual transfer. As long as the bank card is set up and there is enough money in the bank card, you don't have to worry about the repayment date and forget to repay because you are busy.

besides repayment, credit cards can also be used to deposit money. However, people don't deposit money in credit cards because the money deposited in credit cards will not generate interest, and there will be a handling fee when withdrawing money. For these reasons, when people deposit money in their credit cards, they usually only save enough repayment.

There are also some people who deposit money in credit cards, because they think that the credit card limit is not enough for one month, and only a part of the money saved plus the limit will be enough. Of course, the money deposited in the credit card does not need to pay a handling fee when swiping the card, which is why people are willing to deposit money in the credit card.

it's convenient to use credit cards, but don't forget to repay them in time. In case of failure to repay in time on the repayment date, there may be credit problems, so we must be careful at this point.

how to deposit money in a visa credit card

the method of depositing money in a visa credit card is the same as the usual method of depositing money in a bank savings card. One is to insert the bank card into the card slot through the bank's access machine, enter the password and click Save, then put the money into the deposit slot and wait for the machine to finish counting the money, and the money will be saved. Another way is to bring cash and bank cards to the bank's manual window for deposit business.

how to deposit money in the car loan credit card

You can use the mobile banking APP or credit card APP to deposit money directly into the credit card.

or use the credit card repayment function of WeChat, Alipay, JD Finance and other apps to set a repayment date, so that the system will automatically deduct money into the credit card on the repayment date.

users can also choose to use ATM machines to deposit money, either without a card or with a card.

car loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio between the loan amount and the principal that the bank gives to consumers, that is, borrowers, to buy cars for their own use (non-profit-making family cars or commercial vehicles with less than 7 seats). The higher the interest rate, the greater the repayment amount of consumers.

the borrower must be a permanent resident in the place where the loan bank is located and have full capacity for civil conduct.

Generally, the loan period for automobile consumption is 1-3 years, with a maximum of 5 years. Among them, the loan period of second-hand car loans (including extension) shall not exceed 3 years, and the loan period of dealer car loans shall not exceed 1 year.

car loan processing flow: firstly, the lender needs to prepare proof materials such as ID card, residence certificate, work certificate and loan purpose certificate, go to a bank, fill out an application form and a contract.

then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill in some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract, a mortgage contract, and go through mortgage registration procedures; If it is, there is no need to sign such a contract.

secondly, banks issue loans to lenders. Generally, banks will issue loans within 2 to 3 weeks or 1 month after the approval, and the loan can be issued within 1 day at the earliest.

finally, the borrower will pay the down payment to the car dealer, and handle the car pick-up formalities with the passbook and the car pick-up slip issued by the bank.

in the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, a copy of household registration book, a copy of marriage certificate, a proof of income, a bank statement, a copy of real estate license and other procedures.

how to deposit money with a credit card?

you can deposit money with a credit card.

a credit card can deposit money into it, and the amount deposited into the credit card is called overpayment. Briefly introduce the overpayment:

1. Some banks will charge a handling fee when withdrawing the overpayment, of which the handling fee of Agricultural Bank of China is 1% of the withdrawal amount, the handling fee of Xingye and Ping An is .5%, and China, Industry and Commerce, Construction, Transportation, People's Livelihood and China Everbright Bank are exempt from handling fees when withdrawing from peers in the same city;

2. Overpayment is accumulated on the credit line, which will be used first when spending credit cards.

3. There will be no deposit interest for overpayment in your card.

Extended information

The advantages of credit card are as follows:

1. You can overdraw your consumption without deposit, and you can enjoy an interest-free period of 2-56 days to repay the interest on time without any charge.

2. swiping your card while shopping is not only safe and convenient, but also a bonus gift.

3. special merchants who hold cards in banks can enjoy discounts.

4. Accumulate personal credit and add credit records to your credit file, which will benefit you for life.

5. Access to the whole country is barrier-free, and you can withdraw money or spend money by credit card at ATMs and POS machines with UnionPay logo.

6. credit card spending, some credit cards get existing points, and various discounts and lottery activities throughout the year, so that you can always be surprised as long as you use the card.

7. Send the statement free of charge every month, so that you can grasp every consumption expenditure transparently.

8. Unique supplementary card function, suitable for husband and wife to manage money together, or to master the financial expenditure of their children.

9. The freely chosen form of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.

1.4 telephone or 5-digit short number with the prefix of "9" provides 24-hour service, and the loss will take effect immediately, with zero risk of card loss.

11. It is known that domestic credit cards are generally valid for three or five years.

12. Use the third-party platform for business cooperation and provide preferential services for cardholders.