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What are the requirements for applying for a VIP Gold Card from the Postal Savings Bank of China?

Qualifications for VIP Gold Card customers:

1. Individual customers. The specific standard is that the financial assets of a single individual customer (confirmed with personal identity document number) in the Postal Savings Bank in the past Within a quarter, if the daily average total amount equivalent to RMB is not less than 50,000 yuan, you can apply to become a Green Card VIP Gold Card customer of the Bank.

2. If the rating in one quarter does not meet the above specified standards, you will no longer enjoy business tariff discounts in the next quarter.

Extended information

Basic concepts of financial assets:

1. Financial assets refer to all certificates representing future income or legal claims on assets, also known as financial instruments or securities. It refers to assets in the form of value owned by units or individuals, and is a right to claim physical assets.

2. Financial assets are the general term for all financial instruments that can be traded in organized financial markets and have actual prices and future valuations. The biggest characteristic of financial assets is their ability to provide their owners with immediate or forward flows of monetary income in market transactions.

3. Financial assets include all financial instruments provided to the financial market. But whether they are physical assets or financial assets, they can only be called assets if they are the investment objects of the holders.

4. If we examine the cash issued by the central bank and the stocks and bonds issued by enterprises in isolation, we cannot say that they are financial assets, because for the central bank and enterprises that issue them, cash and Stocks and bonds are a type of liability.

5. Therefore, cash, deposits, certificates, stocks, bonds, etc. cannot simply be called financial assets, but should be called financial instruments.

Baidu Encyclopedia: Financial Assets