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Can I apply for loans and credit cards with a copy of my ID card and a photo?

Loans and credit cards from China Merchants Bank cannot be processed.

If you apply for a China Merchants Bank credit card, you need to have a local China Merchants Bank, be 18-60 years old, and if you can provide your ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach your name. For a copy of the driving license, if the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of the credit card shall be subject to the final review result.

Loans require collateral. There is a China Merchants Bank in the city where you apply, and you also need to provide the purpose of the loan.