No, most bank credit cards are a specialized department, directly under the vertical management of the head office (that is, the credit card department is an independent branch). To put it bluntly, credit card approval is relatively weak, and it is based on the information you provide. The information will be compared and scored item by item, and a quota will be roughly given based on the score.

Loan approval is generally managed step by step according to the authority of the head office and branches, and loan approval is relatively technical.

If you are looking for a job, you should be promising with loan approval.