Use CITIC Bank credit card to spend 3,000, apply for 12 installments, the handling fee rate for each period is 0.61%,

Monthly repayment: handling fee 3,000X0.61% principal 3,000 ÷12=18.3 250=268.3 yuan.

CITIC Bank Credit Card History:

On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million. , ranking at the forefront of the domestic banking industry, among which CITIC Platinum Credit Card ranks first in the country in terms of card issuance volume, initially establishing its position and brand image in the Chinese credit card market.

CITIC Bank credit card repayment methods

1: Counter repayment

You can go to the business counters of various branches of CITIC Bank before the due date of repayment. Make repayments in cash or by transfer. When repaying, you need to provide the card number and repayment amount of the main card and supplementary card to repay the balance of the main card and supplementary card accounts respectively.

Two: Automatic transfer repayment

Automatic transfer repayment means to combine your CITIC Bank credit card with the current passbook (all-in-one) or Great Wall Electronic Loan you opened with our bank. debit card or Great Wall RMB credit card. For your monthly credit card debt, our bank will automatically deduct the corresponding funds from your transfer account. You can complete the credit card repayment without leaving home and without any cumbersome procedures. Safe and convenient, giving you peace of mind.

CITIC Bank Credit Card Application Conditions

CITIC Bank Credit Card Application Conditions are relatively loose, as long as you meet the following requirements:

1. Age requirement: National resident age Must be between 18-65 years old, and foreigners must be between 25-65 years old;

2. Job requirements: have a stable job, income and fixed residence;

3. Credit requirements: no bad credit record (how to establish a good credit record)