There is no charge for handling CCB credit cards. Credit cards can be overdrawn, which means giving you a credit line, assuming it is 5000 yuan. Even if you don't save money on the card, you can still pay back 5000 yuan. There is also a cash withdrawal limit, which is generally the same as the credit line. You can withdraw the corresponding amount of money directly from the card without saving money.

As for the handling fee, CCB credit card has an interest-free period of 20 to 50 days, and there is no charge for full repayment during the interest-free period. There will be charges for overdue or overdue full repayment. There is no interest-free period for withdrawing cash. As long as you withdraw money, there will be a handling fee.

There is no charge for not activating at present.