WeChat WeChat 8.0.15 Xiaomi 10 1.

1. The bill details for the past month can be printed at the counter of Ping An Bank.

2. The bill details of the past year can be queried through the following methods:

a. Download the Pocket Bank APP, enter the credit card interface, click My Bill - Current Bill, and the query is Yes;

b. Log in to credit card online banking and query through the various sub-options provided in the "My Bill" and "Account Management" options in the operation interface;

3. One year The above bills need to be transferred to manual application by calling 95511-2.

2. Contents related to bank statement

1. The borrower’s use of credit card statement instead of bank statement is not recognized by the bank. To put it more directly, it cannot be obtained from the bank. loan.

2. During the review, the bank focuses on the borrower's future repayment ability. From this perspective, the conditions reflected by bank statements and credit card statements are essentially different. Bank turnover refers to the borrower's income, which can reflect the borrower's repayment ability, while credit card turnover can only reflect the borrower's consumption.

3. Personal credit reports are based on borrowing records between individuals and banks, which reflect the basic situation of past business transactions. If an individual does not have a credit report, it will be difficult to borrow money from the bank. The main factors that cause credit reports are

(1) Student loan.

(2) Rural Credit Cooperative payment.

(3) Mortgage house loan.

(4) Credit card processing.

(5) Car loan.

4. Current statements:

(1) Personal statements: personal transaction details, consumption in and out accounts, transfers, online banking, phone recharge, etc. within six months.

(2) Salary flow: The individual works in a local company, and the company has a flow of personal income tax for employees. The monthly salary is paid by the bank, and the bank pays personal income tax, recharges, etc.

(3) Large-amount personal turnover: personal transaction details, consumption, incoming and outgoing accounts, transfers, online banking, phone recharge, etc., personal business transactions within six months.

(4) Personal long-distance transaction details: Personal long-distance transaction details, consumption, incoming and outgoing accounts, transfers, online banking, phone recharge, etc. within six months; non-financial gold card users need to deduct handling fees for long-distance transfers and cash withdrawals.

(5) Corporate flow: Commonly known as corporate statement, it is a general account opened by the local bank where the company is located, and the corporate capital flow within half a year.