(1), commercial housing sales (pre-sale) contract signed with the developer.
(2) First payment certificate (not less than 20%, generally more than 30%):
(3), the borrower's income certificate (married also provide proof of spouse's income) or a certificate reflecting the repayment ability;
(4) The borrower's ID card, household registration book or other valid proof of residence (marriage certificate and spouse ID card are provided for married people, and unmarried certificate is provided for unmarried people);
(5) Proof that the borrower and spouse have paid the provident fund.
(6) Other materials or certificates required by the Center.
The loan amount shall be implemented in accordance with the relevant provisions of individual housing provident fund loans. In portfolio loans, the amount of commercial personal housing loans shall not exceed the difference between the house price and the sum of down payment and personal provident fund loans. The specific amount of the commercial part of a single portfolio loan shall be determined one by one according to the borrower's repayment ability and credit history.
Please consult the provident fund loan business outlets or the local provident fund management center in detail when handling.
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The above contents are for your reference. Please refer to the actual business regulations.
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