If you owe a credit card, you must pay it back in time. If you have not paid off your credit card debt after immigrating to Hong Kong, you also need to pay it back in time.

1. Immigration to Hong Kong and credit card debts still have to be repaid

Many people now apply for some credit cards, which brings great convenience to their lives. However, after using up the credit card, You must repay it on time every month, otherwise it will have some bad effects on your future life. In fact, no matter where you go, if you have a credit card and owe debt, you need to pay it back. For those who immigrate to other countries, they need to pay it back on time. Some netizens on the Internet said that if they immigrated to Hong Kong, would they need to pay off their credit card debt? In this case, no matter whether you immigrate to any country or region, it is necessary to pay off your credit card debt. Don't think that if you immigrate, your credit will not suffer any loss. In fact, this is not the case. As long as you still exist on this earth, if you fail to pay off your credit card debt, your credit score will still be affected.

2. Credit card debts must be repaid in a timely manner

Credit card debts are also an economic dispute. If you do not repay the debt for a long time, you will also be sued by the bank. As a party, you have to respond to the lawsuit no matter where you are and repay the money within the specified time. So don’t be clever and think that you will not owe credit card fees in mainland China because you have immigrated to another place. repay. No matter where you are, you will be prosecuted by the bank, and in serious cases it may constitute a crime.

3. Protect your own credit report

Credit report is very important. You often see some news on the Internet. Some people get loans from banks because of poor credit report. Not being able to pay, or even being unable to handle some business, is a relatively big problem, so everyone must not treat credit reporting as a piece of cake in their lives. If you owe money on your credit card, you will have to do it no matter where you go to immigrate. If you deal with these debts in advance, your life will be smoother in the future.