China Bank credit card cancellation method

1. Cardholders should call the 24-hour customer service hotline to apply for account cancellation, and China Bank will check the status of the credit card under the customer's name. If the account cancellation cannot be completed immediately, the bank will close the account for the customer 45 days after the cardholder applies for account cancellation, if the customer's account has no arrears and no balance; If there is still debt, the bank will take the initiative to inform the customer to repay the debt as soon as possible to complete the account cancellation; If there is still a balance, you can go to the branch of Bank of China to return the balance.

2. When the main card of BOC Credit Card is cancelled, all subsidiary cards under its name will be cancelled. Supplementary cardholders can't apply for account cancellation, only the main cardholder can apply for account cancellation.

3. if the balance in your account has been cleared 45 days after the pre-cancellation, we will automatically close your account without going through any formalities at the counter. ?

4. If the main card is cancelled, all supplementary cards under its name will be cancelled, but the cancellation of supplementary cards will not affect the use of the main card. ?

5. The pre-sale account must be handled by the cardholder of the main card, including the case that the supplementary card is cancelled separately.

6. China Bank Credit Card Cancellation Tel: 95566

Extended information

Cancellation status

If you don't intend to continue using your credit card, you must do it. If you don't cancel your account, the bank will charge you an annual fee for the credit card. You can apply for account cancellation at any time if the card is not overdrawn.

1. If the card has not expired, you need to apply first, and then go to the bank for account cancellation after a certain period of time; If the card has passed the validity period and the account balance is zero, you can go directly to the designated bank outlet to cancel the account. When closing the account, you should bring the original valid identity certificate and card. If it is not convenient for me to go through the formalities of closing the account, someone else can do it for you. The agent must hold the power of attorney written by the principal (himself) and bring the original valid identity certificate to handle the account cancellation business.

2. If your card has not expired when you cancel your account, some banks stipulate that you need to go to the designated outlets to receive the card, and then go through the formal account cancellation procedures after a certain period of time (up to 3 days). This is mainly because if the cardholder has done a manual card pressing transaction before closing the account, the cardholder has already closed the account before the merchant has handed in the card pressing form to the bank for entry, so that the bank cannot liquidate normally; On the other hand, if the cardholder is in consumption abroad or withdraws cash, it may be several days before liquidation. If the account is cancelled immediately, it will also affect the normal liquidation of the bank.