Ping An Credit Card holders can apply to the bank after using the card for six months. Cardholders can apply for adjustment by calling Ping An Bank's 24-hour customer service hotline 95511-2, or directly go to the bank counter to apply, or directly log in to online banking to apply. The methods are flexible and diverse, and cardholders can choose by themselves.

It should be noted that the main cardholder must apply to increase the credit limit of Ping An Bank (supplementary cardholders are not allowed to apply). If the card has been used for 6 months, it can be raised once a month. Temporarily increasing the credit card limit can solve temporary needs, but the temporarily increased limit usually needs to be paid off in one go, otherwise late payment fees and interest will occur, so cardholders must repay on time.