1. The credit card holder is suspected of cashing out and is monitored by the bank;

2. The types of credit cards belong to credit cards that cannot be repaid in installments;

3. The cardholder's consumption does not reach the minimum repayment amount required by the bank;

4. The cardholder is overdue within the repayment period.

To meet the requirements of installment payment:

1. mail order installment: mail order catalogue attached to credit card bill. Although this kind of installment payment is free of charge, the price of goods, especially digital products, cannot be changed, and digital products are goods with rapid price changes and are often considered to be higher than those in shopping malls.

2. Bill installment: This is the installment payment completed by the bank in the background after applying to the credit card customer service for bill installment after consumption. The rate is relatively high, ranging from 0.5% to 0.7% per month;

3. Installment payment by pos machines in shopping malls: It is completed by special installment POS machines in shopping malls. Generally, the 3rd and 6th installment are free, and the12nd installment needs 2-3 points. Generally, large shopping malls have this kind of POS machine, so just inform the mall staff that it is necessary to go on stage.

Summary: As long as you meet the requirements of one installment, you can repay by installment.