Question 1: What is a check and what is its function? A cheque refers to a bill issued by the drawer, which entrusts a bank or other financial institution to unconditionally pay a certain amount to the payee or the holder at sight. To open a checking account and collect checks, you must have a reliable reputation and deposit a certain amount of money. Checks can be divided into cash checks and transfer checks. Once a cheque is endorsed, it can be circulated and transferred. It has the function of money and becomes a credit circulation tool to play the role of circulation means and payment means instead of money. The use of checks for currency settlement can reduce the circulation of cash and save the cost of currency circulation.

Question 2: What are the benefits of using checks for the company itself? First of all, it reduces the company's cash demand and ensures that donations will not abscond. Second, there is a time limit for payment. If the other party doesn't go to the bank, your money will have interest again. Third, the check password is separated from the payer's seal to ensure the safety of multi-person supervision accounts. Fourth, you can directly understand the company's funds; Five; You can control the company's expenses (for example, buy things with public funds (transfer checks), then you will know which company the money is transferred to, which can prevent a lot of disorderly expenses)

Question 3: Purpose of inspection: reserve fund, travel expenses, wages, labor expenses, bonuses, payment for goods, purchase of agricultural and sideline products, etc. Everything's fine. Listen, you need to adjust your use.

The withdrawal of the reserve fund shall not exceed RMB 50,000 within three days, and the salary and travel expenses must be within a reasonable range. If the amount exceeds RMB 6,543,800+,you can only write salary or bonus, and you can only fill in salary (with salary table) and bonus (with bonus table) once a month. If the amount is large, just turn it over. The purpose of cash check is clearly defined in the implementation rules.

Question 4: The function of writing a check is 1. A check is convenient for financial accounting, and it is convenient for the tax department to conduct financial audit and accounting.

2. Compared with cash, check is convenient and safe to carry. There are cases of cash transactions being robbed every day in the country, which cannot be recovered. But the check is different. You can apply to the bank to cancel your lost checkbook. Criminals cannot benefit;

3. In the market economy environment, the use of cheque settlement can improve the formality of business activities of enterprises and show the business culture of enterprises, which should be advocated.

Finally, it is emphasized that cheque is the recommended settlement method for large-value transactions.

Question 5: What are the advantages and disadvantages of cash and check? Advantages and disadvantages of cash and check: First, the advantages of cash are: it can be arbitrarily controlled and has strong liquidity. It can be used to buy goods, goods and services or pay off debts immediately, and can meet the needs of expenditure in time; Disadvantages of cash: it is risky and inconvenient to carry. Second, the advantages of checks: 1, security. Solve the space obstacle of cash payment in the two places; 2. Credit function. The use of bills can solve the time obstacle of cash payment. Bill itself is not a commodity, it is a written payment voucher based on credit; 3. Payment function. The use of bills can solve the formalities of cash payment. Bills can be transferred many times by endorsement, and become a circulation and payment tool in the market, reducing the use of cash. Disadvantages of the check: 1, there is a time limit, and the bank will not accept the overdue payment period; 2. Cheques can only be used in the same city; 3. The procedure is complicated, and there must be three basic parties: the drawer, the payer and the payee.

Question 6: What cash check should I use to withdraw cash? It can be issued by the depositor to withdraw cash for the unit, or it can be issued to other units and individuals for settlement or entrusted to the bank to pay cash to the payee.

Objective function

Customers who open a basic account or temporary deposit account in a bank can withdraw cash from the opening bank by using a cash check if they need to pay salaries, travel expenses and reserve funds.

Units and individuals that have opened deposit accounts in banks that can be used for cash receipts and payments may entrust the opening bank with cash checks to pay cash of various funds that meet the provisions of the Measures for the Administration of Bank Accounts and the Regulations on Cash Management. Cash checks can only be used to withdraw cash. Cash checks can only be drawn at the drawer's bank. Cash check is the most basic payment and settlement business.

Question 7: What is the function of a check? In fact, he used cash and bank deposits instead, avoiding direct cash transactions and avoiding the trouble of counterfeit money.

Question 8: Advantages and disadvantages of cash and check. If you have cash in your hand, people will know that you have money. How awesome!

Only you know that you have money. No one else knows. It's inconvenient to use!

Question 9: Regarding the use of checks, all banks have the same version of checks. You can look at the stub or face, indicating transfer, writing cash, indicating cash. You can't mix them together.

The purpose of transfer check is generally payment, service fee, advertising fee and production fee depending on the industry.

Cash checks are generally used for petty cash and travel expenses, and wages are also acceptable. Generally, it is not convenient to attach a payroll.

Specifically, banks are slightly different. Just go to the bank and see.

I hope I can help you, too Adopt if you can.

Question 10: Advantages of electronic check Electronic check is a form of electronic payment, which uses digital transfer to transfer funds from one account to another. The payment of this kind of electronic check is transmitted by password on the network connected with merchants and banks, and most of them use public keyword encryption signature or personal identification number (PIN) instead of handwritten signature. Electronic check payment may be the most efficient means of payment, because the transaction cost is low, and banks can also provide standardized fund information for businesses involved in e-commerce. Using electronic check to make payment, consumers can send the electronic check to the e-mail box of the merchant through the computer network and send the electronic payment notice to the bank, and the bank will immediately transfer the money to the bank account of the merchant. This payment process can be realized in a few seconds. However, there is also a problem, that is: how to identify the authenticity of electronic checks and electronic check users? Therefore, it is necessary to have a special certification body to certify this, and at the same time, the certification body should be able to provide certification for the identity and credit of merchants like CA. The characteristic of electronic check is 1. E-check is especially suitable for B2B and other large-value e-commerce transactions. 2. It can be easily combined with EDI applications to promote electronic transactions and payments based on EDI. 3. Electronic check technology can connect public network financial institutions and bank bill exchange network, thus connecting the existing financial payment system through public network. Advantages of electronic check 1. E-checks can facilitate new online services. Support the new settlement process; Can automatically verify the digital signatures of all parties to the transaction; Enhance the security of each transaction link; Integrate with EDI-based electronic orders to realize the automation of settlement business. 2. The operation mode of electronic check is the same as that of traditional check, which simplifies the learning process of customers. Electronic check retains the basic characteristics and flexibility of paper check, strengthens the function of paper check, is easy to understand and can be adopted quickly. 3. Electronic check is very suitable for large settlement; The encryption technology of electronic check makes it easier to handle than the system based on asymmetry. The payee, the payee's bank and the payer's bank can prove the authenticity of the check with a public key certificate. 4.E-check can provide services for the enterprise market. Compared with other methods, enterprises can reduce the cost by using electronic check for online settlement; Because the contents of the check can be attached to the remittance information of trading partners, the electronic check can also be easily integrated with EDI applications. Electronic checks require the establishment of reserve funds, which is an important requirement for business activities. The third-party account server can charge the buyer or seller transaction fees to make money, and it can also act as a bank, providing deposit accounts and making money from them. 6. Electronic check requires the public network to be connected with the financial settlement network, and give full play to the role of the existing financial settlement infrastructure and public network.