When purchasing China Merchants Bank Credit Card Xinfu worry-free accident insurance, the insured amount is usually the topic that everyone is most concerned about. So how much is the insurance coverage of this product? Let’s find out through this article.
How much is the coverage amount of China Merchants Bank Credit Card Xinfu Careless Accident Insurance?
The so-called insured amount refers to the amount of compensation or insurance payment liability that the insurance company bears. It is also the amount of reasonable compensation that the insurance company pays. It is also the main basis for calculating insurance premiums. Which insurance company is the best? I just compiled the relevant content. I hope it will be helpful to you: the latest list! Ranking of the top ten insurance companies in the country
It is understood that China Merchants Bank Credit Card Xinfu worry-free accident insurance is divided into two parts: main insurance and additional insurance. The insured amount is usually death, disability and accidental injury insurance as the main insurance, with the insured amount ranging from 1 to 500,000 yuan. There are many additional insurances, including: motor vehicle-related accident insurance with an insured amount of 10,000 to 500,000 yuan; public transport accident insurance with an insured amount of 10,000 to 1 million yuan; disability accident insurance The insured amount of the insurance is 10,000 to 300,000 yuan; the insured amount of the hospital surgery medical insurance is 1,000 to 8,000 yuan.
Isn’t the higher the coverage amount of China Merchants Bank Credit Card Xinfu Worry-Free Accident Insurance, the better?
The insured amount of China Merchants Bank Credit Card Xinfu Wuyou Accident Insurance can be freely selected, but many people will enter into a misunderstanding when purchasing, thinking that the higher the insured amount, the better. Although the higher the insured amount, the higher the amount of compensation you will receive in the event of an accident. However, when the insured amount is high, it also means that the premium will also increase.
Although accident insurance is a consumer type of insurance, the annual premium is only tens to hundreds of yuan. However, when the insurance coverage of the main insurance and additional insurance reaches the maximum, the required premium is also considerable. . Therefore, it is recommended that when purchasing China Merchants Bank Credit Card Xinfu worry-free accident insurance, both the insurance amount and coverage should be chosen based on your actual needs and financial situation to avoid causing financial burden to individuals or families. What kind of accident insurance includes accidental medical care? Which one offers more protection? Which one is more worth buying? Let’s take a look at some good accident insurance recommendations? The top 20 best-selling premium accident insurance products in 2020!
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Enjoy peace of mind 365 days a year by purchasing Cigna & Insurance Co., Ltd. Xinfu Care-free accident insurance!