I am an employee of Bank of China. I would like to help you deny all the answers above, and then correct a few points. For the Great Wall RMB credit card issued by each provincial branch, there is indeed a 0.5 handling fee for repayment in other places. It's clearly written in the credit card payment contract, and it takes 3 working days to arrive. Only BOC series credit cards issued by the head office are exempt from handling fees! July 16th is Thursday. No matter how fast it is after 3 working days, it will be next Monday, which means that the fastest payment will be on July 20th! . The customer service said that the over-the-counter remittance will arrive immediately, which refers to the remittance to the savings account, not the credit account (credit card). Don't worry, you'll definitely get there!