1, except for deposit banks, the interest rates of major banks are similar, but there is no income if it is current. The fixed term is longer, generally three months, six months and one year.

2. The second way is to manage money with financial management. In this way, the products are more diversified. 1) You can choose fund financing, which is as convenient as bank demand and can be withdrawn at any time. But the interest rate is a little higher than that of banks. 2) Regular financial management is similar to bank time deposits, but the time is not that long, generally 1-3 months, and the income is still higher than bank time deposits.

Salary financial management refers to the monthly fixed deposit in financial management, setting the deposit amount in advance, what financial products to buy and the time. You can save it automatically, so don't worry about forgetting something.