ICBC installment card application conditions 1. The applicant is over 18 years old and has full capacity for civil conduct; 2. The applicant has a stable job and income and the ability to repay the loan; 3. The applicant has good personal credit , no bad records such as overdue payment. The conditions for applying for an ICBC installment card are very simple. The ICBC installment card is an installment credit card. As long as you meet the credit card application requirements, you can apply. The initial limit of the ICBC installment card is very high, basically more than 10,000, and the maximum installment limit is 8 years.

1. ICBC credit card consumption installments can only be processed with credit cards. The application conditions are as follows: 1. The account status is normal; 2. The total amount of installment transactions and handling fees must not exceed the available limit of the credit card; 3. , starting amount: RMB, Hong Kong dollar, Macau pataca, US dollar, Euro, British pound, Swiss franc, Singapore dollar, Canadian dollar, Australian dollar, New Zealand dollar is 100 yuan; Japanese yen is 6,000 yuan; 4, after the consumption Submit an installment application during the due repayment date (inclusive); Warm reminder: Please refer to the actual handling situation for details.

2. ICBC Credit Card Consumption Installment

ICBC Credit Card Consumption Installment means that when cardholders use ICBC credit cards to purchase goods or services, the number of installments provided by ICBC is within the range. , a transaction method in which the current repayment amount is returned to ICBC every month according to the repayment plan agreed with ICBC until the total price of the goods or services is paid off.

3. Conditions for ICBC credit card consumption installment application

1. The card and account status are normal;

2. The starting amounts are: US dollars, Euros , British pound, Swiss franc, Singapore dollar, Canadian dollar, Australian dollar, New Zealand dollar is 100 yuan; RMB and Hong Kong dollar is 600 yuan; Japanese yen is 6,000 yuan (consumption below the starting amount cannot be applied for installment payment business), each transfer The installment amount shall not exceed the original consumption amount;

3. The application for installment transfer must be submitted from the entry of the consumption transaction to the due repayment date (inclusive);

4. The total amount of the installment transaction and handling fees shall not exceed the available limit of the credit card account.

Warm reminder: Real estate, securities investment and other types of merchants cannot handle installment payments.