The highest level of ICBC credit card is the ICBC American Express Centurion Black Gold Card.

1. The ICBC Express Centurion Black Gold Card is the first Centurion Black Gold Card issued by ICBC and American Express in the Chinese market on October 23, 2012. American Express’s black card entered China in 2012. At that time, only Industrial and Commercial Bank of China and China Merchants Bank were qualified to issue American Express black cards. You don't have "enough money" to own a black card. Banks must invite customers to apply. In order to ensure the quality of customers and services, banks generally do not actively promote black gold cards. Black card holders are usually business travelers. Since American Express has almost no merchant cooperation and acquiring outlets in China, black card holders usually need to go abroad frequently. Black card holders not only have money, but are also willing to spend it and don't care about money.

2. The American Express Black Gold Card issued by ICBC has an annual fee of 18,000 yuan. There is a basic model for the criteria for inviting customers. Mainly check the customer's asset size, asset liquidity, lifestyle, consumption habits and customer's contribution to the bank. Annual domestic consumption of 2 million yuan or overseas annual consumption of 1 million yuan is a basic threshold. Black card holders usually have the following labels: male, CEO, president or chairman of a well-known company, 35-60 years old, own multiple cars, multiple luxury homes, and enjoy private yachts and airplanes. The services enjoyed by black card holders are equally unique and personalized.

The basic rights and interests of this card are as follows: Global travel, ICBC Direct Centurion Black Gold Card travel service network spreads all over the world, and professional travel consultants provide a full range of travel management services. Whether it is a business trip or a private trip, members can enjoy an elegant, comfortable and enjoyable trip. International airline discounts, the ICBC Express Centurion Black Gold international flight service offers VIP privileges on airlines such as Delta Air Lines, Etihad Airways and Transaero Airlines. For private jet privileges, the ICBC Direct Centurion Black Gold Card service team can arrange special air travel by helicopter or private jet, as well as limousines, double-decker luxury buses and luxury carriages to meet members' various car needs. Global airport VIP lounge privileges, ICBC Express Centurion Black Gold Card Travel Service covers more than 300 airports around the world. Members can arrange for a dedicated person to accompany them when departing, assisting in expedited entry and boarding, and assisting with customs clearance upon arrival at the destination. All necessary procedures such as baggage collection. Members have access to more than 600 Priority Pass airport lounges in more than 100 countries and more than 300 cities around the world, as well as airport lounges with partner airlines such as American Airlines and Delta Air Lines. High-quality customers of ICBC can enjoy exclusive services at nearly 50 airport VIP lounges in 47 cities across the country.