bank of communications credit card, overdue repayment for 1 days, will not affect the credit history. \xd\① Pay off the arrears in time; \xd\② and bear the overdue fine and interest; \xd\③ Call the credit card center to explain the situation; \xd\④ If it is overdue once, it will be repaid immediately in a short time, which will not have any impact on the credit record; \xd\⑤ It will have a certain impact on the application for withdrawal, and will slightly reduce the withdrawal amount.