Credit cards issued by CCB are collectively referred to as Longka Credit Cards. The basic financial functions of Longka credit card include: spending first, repaying later, recycling credit line, installment payment, points exchange and other functions. Longka Credit Card is an international standard credit card, with one card and two currencies. It can be used both at home and abroad and enjoys all the benefits of CCB.

CCB card is a personal bank card with a savings card. Its main function is personal savings and transfer. In order to meet the fund settlement needs of individual customers, China Construction Bank provides a series of safe, convenient and fast RMB fund settlement services for individual customers with settlement cards as the carrier. Savings card is a kind of financial transaction card issued by the bank to provide financial services for depositors, which belongs to a kind of debit card.

Data expansion:

CCB Longka Credit Card Application Criteria:

1. To apply for a dual-currency credit card, the applicant must agree to abide by the Articles of Association, fill in the application form, provide relevant supporting materials and submit it to the issuing bank for review. The applicant shall be responsible for the authenticity of the application form and the contents of the certification materials.

2. Organs, organizations, armed forces, enterprises, institutions and other organizations (hereinafter referred to as units) that have opened basic deposit account in domestic financial institutions may apply for unit cards with the basic deposit account Account Registration Certificate and relevant supporting documents approved by the People's Bank of China. The cardholder of the unit card shall be designated in writing by the legal representative (person in charge) of the unit or its authorized agent. All transactions of each cardholder are credited to the dual-currency credit card account of the company, and the company bears the repayment responsibility. The unit may apply to cancel the cardholder qualification or change the cardholder at any time.

3. A natural person with full capacity for civil conduct and repayment ability may apply for a personal card master card with his/her valid identity document and relevant supporting documents, or apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (with the permission of his/her legal representative). You can apply for up to three supplementary cards for each main card. The main cardholder can apply for cancellation of the supplementary card at any time.

All transaction funds of the secondary card and corresponding interest and expenses are credited to the account of the primary card, and the cardholder of the primary card bears all repayment responsibilities; The main cardholder and the supplementary cardholder with full capacity for civil conduct shall be jointly and severally liable for the debts owed to the bank, while the supplementary cardholder with limited capacity for civil conduct shall only be liable for the debts incurred by the supplementary card held by him.

Source: Baidu Encyclopedia: CCB Longka Credit Card