Legal analysis: Overdue credit cards generally have no impact on political review, but it will certainly have an impact if suspected of credit card fraud. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks and give cardholders a certain credit limit, and the cardholders can consume within the credit limit and then repay; quasi-credit cards It refers to a quasi-credit card issued by a bank, and the cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

Legal basis: Article 1 of the "Constitution of the Communist Party of China" Chinese workers, farmers, military personnel, intellectuals and other advanced elements of social classes who are over 18 years old recognize the party's program and According to the constitution, those who are willing to join a party organization and actively work in it, implement the party's resolutions and pay party dues on time can apply to join the Communist Party of China.