Bind the "SPD Bank Credit Card" WeChat official account, enter the text "Report", and a prompt will pop up. Select "Click here to easily complete overseas itinerary registration" in the prompt content, and then select the country to make an appointment for departure. After making the reservation, a pop-up window will pop up "Whether to enable overseas large-amount consumption", select "Yes". When the scheduled departure time comes, just swipe any amount on the POS machine in the country where the reservation was made, and the temporary limit will be increased immediately.

At the same time, if you make a few overseas purchases every month, you will receive a text message to increase the temporary limit or invite you to use the "Universal Gold" loan (credit cards that have once issued "Universal Gold" can no longer issue "Universal Gold") "Universal Gold"). The temporary limit can be drawn out on domestic POS machines; the "Wanyongjin" loan is credited to the bank card provided by the customer and can be repaid in up to 12 installments.

As long as the temporary limit is increased through overseas consumption or the "universal money" is paid, call customer service immediately after the bill is issued to apply for an increase in the fixed limit. Even if the current bill is unsuccessful, the fixed amount will be successfully increased after two or three bills.