What do you mean you don't understand?
Second, how to calculate the credit card decoration fee?
How to calculate the installment fee of CCB credit card decoration loan?
1. Adopt the method of one-time collection.
Cardholder handling fee amount = cardholder handling fee rate. The handling fee will be recorded in one lump sum on the first billing day after the transaction is completed, and the full amount will be recorded in the minimum repayment amount of the credit card.
2. Use installment payment.
The amount of handling fee payable by the cardholder in each installment = actual installment amount × cardholder's monthly rate. The handling fee will be recorded monthly according to the number of transaction periods and fully included in the minimum repayment amount of the credit card.
3. How to calculate the installment fee for the credit card decoration loan of CCB?
I am most concerned about the handling fee when applying for credit card installment. Although the bank pretends to be interest-free, the actual handling fee charged is equivalent to an interest. Today, let's talk about how to calculate the installment fee for the credit card decoration loan of CCB.
How much is the installment fee for the credit card decoration loan of CCB? CCB's credit card decoration loan is installment, with zero interest. Applicants can choose to pay in installments of 6, 12, 18, 24, 36 and 48 according to their own needs, and the handling fee will be charged in one lump sum or in installments, but the handling fee rates of different branches and different installments are slightly different. How to calculate the installment fee of CCB credit card decoration loan? 1. Cardholder's handling fee is charged at one time = actual installment amount × cardholder's handling fee rate. The handling fee shall be recorded in one lump sum on the first billing day after the transaction is completed, and the full amount shall be recorded in the minimum repayment amount of the credit card. 2. For installment payment, the amount of handling fee payable by the cardholder for each installment = actual installment amount × monthly handling fee rate of the cardholder. According to the number of transaction periods, the handling fee is recorded monthly from the first billing date after the transaction is completed, and the full amount is included in the minimum repayment amount of the credit card. Whether the handling fee is collected in one lump sum or in installments, the money is similar, but the arrival time is different. , you can handle all kinds of credit cards quickly and safely.
How does China Bank charge for credit card installment loan intermediary?
The returned money was charged to the credit card. You can log in to online banking to check whether the refund has been credited. But during this time, all your money is in Alipay and frozen. Besides, you should also pay attention: if the seller does not open a credit card to make a large payment, you pay by credit card, and the refund will be returned to the balance of your Alipay account. Therefore, if you want to pay back the credit card, you must first judge whether the seller has opened a large credit card payment.