How long will it take for Ping An Bank’s credit card to be sued if its credit card is overdue? Ping An Bank needs to decide based on the specific circumstances:

1. Generally speaking, Ping An Bank’s credit card will be overdue for more than 90 days (i.e. three months). ) In the future, if the cardholder has no intention to repay and the overdue amount exceeds 10,000, the bank may sue the cardholder in court, which meets the conditions for credit card fraud.

2. However, if the cardholder repays the minimum payment amount within three months of being overdue, he will usually not be sued, but will only be charged a high amount of arrears interest and liquidated damages, and Leave a bad record on your personal credit record. If the amount is small, prosecution may be deferred. The delay is uncertain and may take several years.

3. In addition, if the customer has a good attitude and expresses his intention to repay, Ping An Bank will usually not sue. In this case, the cardholder can negotiate with the bank and try to use partial repayment or minimum repayment to withdraw the lawsuit.