The annual fee for the bank card has not been paid. If the debit card is in arrears with the annual fee, the card will be suspended by the bank, and the annual fee must be paid to cancel the card. If the credit card does not pay the annual fee, it will lead to the overdue credit card, and the overdue credit card will produce overdue records, which will affect the user's personal credit information and lead to the user's inability to handle credit business in the future. Therefore, the bank card annual fee must be paid on time, and it must be paid in time to avoid the negative impact of not paying the annual fee.

Will bank card transactions be frozen if they are too frequent?

Usually not. Whether it will be frozen depends on whether the user's bank card payment transaction violates the bank's regulations. Every bank supervises the use of users' bank cards. If there is no illegal transaction, it will not be frozen. If the bank thinks that frequent transfers are suspected of money laundering, it may be frozen. After freezing, users can go to relevant bank outlets for unfreezing business with valid identity documents on bank working days.