Domestic credit card swiping and online payment: there is no handling fee for domestic credit card swiping and online payment. Please refer to the payment page if the payment platform charges. Cross-border transaction fee (i.e. currency conversion fee): 1. For consumption in non-US dollar countries or regions through MasterCard, VISA, JCB or American Express, a currency conversion fee of 65438+ 0.5% of the transaction amount will be charged; 2. There is no cross-border transaction fee for overseas spending with UnionPay line or USD. Tips: 1. Please refer to the actual charges published by the credit card organization; 2. Jintong Card charges a transaction fee according to a certain proportion of the customer's current consumption amount, that is, 1.5%. 3. American Express Platinum Card, American Express Centurion Platinum Card, MasterCard Platinum Card, VISA Dollar Platinum Card, JCB Dollar Platinum Card, CostcoVisa Gold Card, CostcoVisa Platinum Card and American Express Safari Card are exempt from cross-border transaction fees.