Generally, you can't find out how many credit cards others have, because it belongs to others' privacy, but you can find out how many credit cards you have and check your credit card records through the People's Bank of China system. The specific amount owed can be verified by contacting the corresponding bank credit card customer service. Article 1034 of the Civil Code protects the personal information of natural persons according to law. Personal information is all kinds of information recorded electronically or in other ways that can identify a specific natural person alone or in combination with other information, including natural person's name, date of birth, ID number, biometric information, address, telephone number, e-mail address, health information, whereabouts information, etc. The privacy information in personal information shall be subject to the provisions on privacy; If there are no provisions, the provisions on the protection of personal information shall apply.

How to check how many credit cards you have?

If you want to check all the credit cards in your name, the cardholder can check the personal credit report. On the front page of personal credit report, you can see how many credit cards are in your name.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

Credit cards are generally plastic cards with a special carrier, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the name of the cardholder are printed on the front, and the chip, magnetic stripe and signature strip are printed on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

How many credit cards have been issued by banks in China so far?

Five banks issued more than 1 100 million cards, including China Merchants Bank 1.5 1 100 million and Industrial and Commercial Bank of China 1.5 1 100 million. China Construction Bank1.21.400 million; Bank of China1.10.66 million; Agricultural Bank of China102.82 million.

1. China merchants bank was established in 1987. It is located in Shekou, the frontier of China's reform and opening up. It is the first wholly-owned legal person joint-stock commercial bank in China and the first national pilot bank. Promote banking reform from outside the system.

Since its birth, China Merchants Bank has created dozens of firsts in China's banking industry: innovating and launching the first iconic debit card based on customer number management-"one card"; The first real online banking-"One Netcom", the first international standard dual-currency credit card; The first high-end customer wealth management product-"Golden Sunflower Wealth Management" is the first intelligent investment product in the banking industry-"Mosuo Zhitou". At present, the scale has exceeded10 billion, creating a new integrated service model of "people", "machines" and "online and offline" in China's wealth management field;

Since its establishment 32 years ago, China Merchants Bank has always adhered to the business service concept of "change for you" and its brand awareness has been continuously improved. In the list of global banking brands 1000 published by the authoritative British financial magazine "Banker", China Merchants Bank ranks ninth in the world in terms of brand value and 19 in the world. ; In the Fortune Global 500 list, China Merchants Bank has been on the list for eight consecutive years, ranking 188 globally in 20 19 years.

By the end of 20 19, 12 and 3 1, China Merchants Bank had more than 1 1,800 domestic and overseas branches, set up service outlets in more than 30 cities in Chinese mainland/kloc-0, and had 6 overseas branches and 2 overseas representative offices with more than 80,000 employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 50% equity of China Merchants Cigna Life Insurance Co., Ltd. and 50% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited, which are wholly owned in Hong Kong, are banking groups with financial licenses such as commercial banks, financial leasing, fund management, life insurance and overseas investment banks.

How to find out how many credit cards are in your name?

There are three ways to check your own credit card:

1. Telephone inquiry: you need to inquire about the customer service telephone number of the bank by yourself, and inquire about the credit card related information handled by your ID card through the customer service staff;

2. Log in to the credit information system: register your credit information report and personal credit card information through your ID number;

3. Bank outlets: You can bring your ID card to the credit management center of the local People's Bank and check your personal credit card with the help of the staff. Operating environment; Apple 12iOS 14 browser 12.8.7

With the popularity of credit cards, more and more people have become credit card groups. Many people not only apply for credit cards, but also apply for multiple credit cards at the same time. However, with the increase of credit cards, problems inevitably arise in credit card management. Many people are considering canceling some of these credit cards, but they don't know which ones should be cancelled. If you have the following credit cards, you'd better cancel them as soon as possible.

1. Credit card with low credit limit and difficult to pay.

There is such a credit card. Although the threshold for applying for a credit card is not low, the credit limit of a credit card is pitifully low. In addition, it is more difficult to increase the credit card limit later. No matter how hard you try to improve your qualifications, the credit card limit is still very low. If you have this credit card at hand, instead of keeping it all the time, it is better to cancel it indirectly to avoid overdue.

2. Long-term idle credit cards

Many colleagues apply for multiple credit cards just to show off and let others know that they have multiple credit cards at the same time. There are many people applying for credit cards, and the consumer demand is very small. Idle credit cards have a charge for swiping, so they can't repay on time, which is easy to cause overdue. Therefore, canceling the use of credit cards is the best way.

3. Credit cards with serious homogenization

If you have two or more credit cards with similar rights and interests, please choose a credit card with a larger amount, and other credit cards can be cancelled.

4. Credit cards with less rights and interests

This requires careful comparison to find out the credit card cancellation with less rights and activities from your own credit card.

How to find out how many credit cards there are?

Question 1: How to check how many credit cards are in your name and personal credit report?

There are two ways to query personal credit information:

1. Log in to ipcrs.pbccrc/, Personal Credit Information Service Platform of People's Bank of China, and you can query personal credit information after registration. Now only a few cities have opened inquiries.

2. With your ID card, go to the Credit Information Office of the local people's bank for enquiry.

Question 2: How to find out how many credit cards are in your name online? To check whether you have applied for a CMB credit card, you can try to log on to the website of the Credit Information Center of the People's Bank of China to check the credit information report, which will contain the card handling situation (the credit information report is not updated in real time, and the information will be delayed, so it is recommended to check it irregularly); If you have a savings card and a professional version of China Merchants Bank, you can also check the personal credit report through some counters and professional versions of China Merchants Bank (no charge for the time being).

Question 3: How to check several credit cards of several banks under your name? The relatively simple method is: you can inquire through the credit information system of the People's Bank of China, and apply for inquiry at the local People's Bank or commercial banks such as CCB and ICBC with your ID card. If you don't do business in commercial banks, they generally won't check for you. It is best to apply to the People's Bank for inquiry.

Question 4: How to find out how many bank cards are in your name (including all banks)! Bank cards include savings cards and credit cards.

At present, you can check the status of all credit cards by yourself. You can go to the People's Bank of China to check your credit history. With your valid ID and a few tens of dollars, the People's Bank of China can provide you with a personal credit report, which contains the status of all your credit cards.

There is no particularly good way to check all your savings cards, because the core systems in commercial banks can't be networked. You can go to the counters of the banks where you apply for the card, or call the customers of the banks where you apply for the card to see if their customer hotlines can provide the function of inquiring about the savings card according to the voice prompts (which is more difficult).

If your ID card is stolen, you should report the loss to the police station. The police station will find a way to invalidate your lost second-generation provincial card chip. Bank cards (including savings cards and credit cards) can be reported at the bank counter where you handle bank cards, and credit cards can also be reported directly to the customer hotline.

Question 5: How to find out how many credit cards are in your name in the Personal Credit Information Center of China People's Bank, and directly check your personal credit records? It records all credit cards under the same ID number, including those in use and those that have been cancelled.

Question 6: How do I find out how many credit cards I have? Generally speaking, if you go to the local branch of the central bank to check the personal credit report, you can find out how many bank credit cards are in your name! In addition, some banks directly report how many credit cards you have handled in their banks, while others will not report all the cards you have handled. So you should first find out how many credit cards there are, and then call the credit card centers of those banks in turn to find out how many credit cards they have in your name. By the way, if you go to the central bank (China People's Bank) to check the credit report, you need to bring your own ID card. Generally speaking, the inspection is free, and some places may charge a certain fee!

Question 7: How can I find out how many credit cards are in my name? You can go to China People's Bank official website to check your personal credit report and see which banks you have done credit card business in.

Then, go to official website of the corresponding bank to find out how many credit cards there are in the bank's own name.

Question 8: How to find out how many credit cards are in your name? You can try to log on to the website of the Credit Information Center of the People's Bank of China to inquire about the credit report, which will contain the card handling information (the credit report is not updated in real time, and the information will be delayed, so it is recommended to inquire irregularly); If you have a savings card and a professional version of China Merchants Bank, you can also check the personal credit report through some counters and professional versions of China Merchants Bank (no charge for the time being).

Question 9: How can I find out how many credit cards I have handled in my name? ~ go to the people's bank and find some applications of personal credit information system. You can check all the credit cards and personal loans in your name.

Question 10: Where can I find out how many credit cards are in my name? Take my ID card and a copy of my ID card to the People's Bank of China and type a credit report at the counter. The credit report has detailed credit ratings of your loans and credit cards.

How many credit cards do you have? Why so many?

I have four credit cards in my hand. But I applied for a 15 credit card. Finally, 1 1 sheet was cancelled, and only these four sheets are left!

Credit card, if used reasonably, will bring some help and convenience to your life! Because credit cards are limited. Credit card limit can be lent as cash.

For example, you need a certain amount in the short term. Sorry to borrow it from others, so credit card is the best way. So having a credit card can relieve the financial pressure for you in a short time.

Why not have too many credit cards? Because the credit card itself is like this. What needs to be repaid is! And each credit card and each credit card have different repayment dates. If there are too many cards, it may lead to confusion in credit card management and finally forget the repayment date. Eventually, the credit card will expire, resulting in a bad credit record. In this case, you just need not to try.

So I suggest that the total number of credit cards held should not exceed 5. Because each bill is calculated separately for five bills! 30 days divided by 5, one accounting day every six days, is easier to manage.

Thanks for reading, please add my attention.

I have five credit cards in my hand, many of which are invited by banks, so I can really use a lot of rights. One of them is the Centurion Platinum Card of China Merchants Bank. Although the annual rigid fee is 3,600 yuan, many points have to be paid, but there are also many rights and interests. First of all, it is used by more than 900 airport lounges in more than 20 countries and 400 cities around the world all the year round, and everyone knows how to fly, and it is often late. Many of them are first-class lounges of airlines. Eating and drinking in a comfortable environment is still very pleasant. Generally speaking, the lounge environment in foreign countries is better. I have used lounges in Tianjin, Xiamen, Beijing, Hong Kong and Paris, and those who like to travel and vacation are also very easy to use. Luxury hotels all over the world, including Peninsula, Four Seasons, Westin and Ritz-Carlton, usually have activities. As we all know, 20 yuan accumulated 1 min. However, it is much easier for a centurion to be platinum, and the points for investment promotion are still relatively valuable. If you spend any sum within 3 months after opening the card, you will get 25,000 points, and you will get 10 times points in the birthday month.

You can apply for 2 supplementary cards for free, both of which have 10 times the birthday rights, that is, 20,000.

That is, in the first year of card opening, you can get 55 thousand points with these three items! This 55,000 points can be exchanged for airline miles or hotel points, worth about 5,500 yuan, so it is very cost-effective to apply for this card.

There are still many rights and interests that I won't mention one by one. To put it bluntly, the centurion card is to spend money to buy services, which I personally think is quite worthwhile. Start another lifestyle with a card.

I have set up six cards for six banks, namely Guangfa Bank, China Merchants Bank, Ping An Bank, China CITIC Bank, Industrial and Commercial Bank and Agricultural Bank. At present, except for ICBC, all the other five cards are in use.

The cancellation of ICBC was also at the beginning of this year, purely because there were too many accounts reflected in its credit information, which was not conducive to applying for a mortgage.

Five cards is not much. Why? It was a long conversation. I'll make a long story short.

1. Guangfa: At that time, it was a salesman's door-to-door sales promotion. The first card was for fun and novelty. Now it is 12 years. On 12, the frequency of use is not high, mainly to solve the monthly payment problem after buying the first suite for me, and now I almost let it sleep without annual fee after brushing it six times a year;

Second, investment promotion: one day the QQ member page pops up, saying it is a joint card. There are many preferential merchants in the local area, so I did it, and using China Merchants Bank Card really saved a lot of money.

Third, peace: by the way, the salary card will be refueled every month and enjoy a 28% discount.

Fourth, CITIC: I like the rights and interests of platinum, but now the rights and interests are greatly discounted. At present, it is the most frequently used card. Because of the high amount, the down payment for buying a house this year also depends on it to brush a small part.

5. ABC: It's a joint card of China Eastern Airlines, and it's mileage. Not much is used at present.

Generally speaking, the normal (see clearly) usage rate is not high, but the abnormal use is very high! Every month, the limit of these five cards is only 10%, and all the money goes to bonus hunter, so I don't need to use the word "investment"! Besides being convenient, saving money, relieving economic pressure and enhancing personal credit, the biggest advantage of credit card is that it can be a Qian Shengqian!

If you spend money by credit card because of lack of money, remember not to make yourself a card slave!

Personal opinion, thanks for reading, welcome to pay attention to communication!

I usually use four credit cards, namely, two postal savings card, an investment promotion card and a Shanghui bank card. Let me talk about why I use these credit cards first.

Multiple credit cards can stagger the billing dates and make maximum use of the interest-free period.

I have four credit cards. In order to enjoy the longest interest-free period, I try not to swipe my card a few days after the billing date of the credit card, so I set the billing date of the four credit cards as 7 th, 15 th, 22 nd and 30 th respectively, so as to use different cards in different time periods and try to recover the interest-free period. If you swipe your card at 10, I will swipe my card on the 7th and 20th, and the billing date is 15.

Different credit cards have different advantages.

Shang Hui Bank is a small local bank, so there are many preferential activities, such as Pizza Hut full 150 minus 50, one yuan car wash, ten yuan movie viewing and other activities, and there are also many cooperative businesses, which is also the main reason why I use Shang Hui Bank credit card. The postal savings card gives me the highest amount and often has preferential activities. At present, 200 MINUS 20 is good for refueling on Sunday. At that time, I used China Merchants Bank's credit card to receive gifts, and the amount was not bad. These points are very useful, and I have been using them.

Hello, everyone, I am a little boy in the banking industry.

Because I was in a bank, I was curious about the credit cards of various banks before, and then I handled them one by one. When I worked for three years, I had seven credit cards, namely CCB, ICBC, China Merchants Bank, CITIC, Communications, Ping An and Rural Commercial Bank. I was working in a rural commercial bank. I was afraid that my bank would have trouble censoring employees' behavior from time to time, and then I took the initiative to reduce my quota. It is boring to cancel my card, and it is useless at ordinary times. However, it is worth mentioning that the credit cards of rural commercial banks are generally higher. At least my client has a credit line of seven or eight thousand yuan in CCB, and I will give him 50 thousand yuan at a time when I handle it. China Merchants Bank uses credit cards the most, because China Merchants Bank offers many preferential activities, the quota is raised quickly, and integral mall has rich rights and interests. After all, I am still young and like to play. China Merchants Bank credit card is essential. The CCB card is still there, because their family has a fast loan that pays interest on a daily basis. It will be reserved for renovation next year, and it will be used occasionally when spending with a credit card, which is regarded as providing for the future. I cancelled all other credit cards. It was the hardest time for Ping An to sell. I made several customer service calls before I finally sold it. Ping An's business spirit almost broke me down.

This is probably the story of me and my credit card. Let me share it with you. .

Everyone is welcome to criticize and correct me. If you have any bank-related questions, please discuss them in the comments section or private messages.

Hello, I only started to contact credit cards last year. At that time, I was showing the company a newly opened store, and then I was alone. One day, a salesman came to sell me. To tell you the truth, I never thought about getting a credit card. I always use ants to spend money. Mainly talked about that he lives in the same place as me, buys the same brand of cars, and gets the owner's card, so it is not easy to help him complete the task, so

This is quite good. Refueling and swiping cash back 1%. It has been used all the time, and the current quota has been increased from 15000 to 20000.

Then I found that the credit card was good, so I applied for Meituan's Pudong Development Card, but unfortunately the quota was 2,000, and now it is 5,500. Is this a platinum card?

Later, I did Zhang Zhongxin's. I always give face and take out the quota of 20 thousand.

I feel that using a credit card is still very useful. I have three at present, and I will definitely do it in the future. I plan to apply for a GSM in the future, so that I can use it when I get married and travel abroad. what do you think?

Hello, I'm a bank clerk, and I have four CCB credit cards in my hand.

Why do you handle so many credit cards? Because credit cards enjoy different rights and interests according to different types, they can make more effective use of bank resources.

For example, it is easy to understand.

The first is China Construction Bank Traffic Dragon Card, which is a credit card launched by China Construction Bank for car owners. After opening, banks can install obu for free, which means that when taking the expressway, vehicles do not need to stop, and directly pass through the ETC channel, and the expenses are automatically deducted from the credit card, saving time and effort. New car card annual fee 200 yuan. As long as it meets the requirements, you can swipe your card twice a month or 2000 yuan per quarter, and you can also enjoy a free car wash once a week. It's a good deal.

The second is CCB Barbie Credit Card. It's a beautiful design. Forgive me for looking good. Haha, please forgive the girl dream in every woman's heart. There are also many special rights.

The third one is Tuniuka. People who love to travel must have one. At the same time, it is suggested that you can deepen your understanding of the rights and interests of each credit card through channels such as WeChat public platform network. In this way, according to their own needs, choose the appropriate card type.

The fourth card is the employee card. Not much to say, after all, it is an employee, and there is something to be proud of that must be dealt with.

Important tips. If you make good use of the interest-free period of bank credit cards, you can occupy a lot of bank funds. You can apply for credit cards from several different banks, then set different billing days, and choose the credit card that has just passed the billing day every time you swipe your card. In order to obtain the longest interest-free period. Moreover, the bank will launch various activities from time to time, such as movie discounts and meal reductions. The more credit cards they have, the more choices they have.

Finally, I want to remind you. First, we must remember the interest-free period of credit cards, remember the repayment date, ensure timely repayment, and accumulate a good credit record.

At present, there are four credit cards: Industrial Credit Card, Construction Credit Card, Shanghai Credit Card and Guangfa Credit Card. I remember the first time I used a credit card, and I didn't use it almost every month. Later, I was in debt, and one card was not enough. I directly applied for a second card. Later, I got the third and fourth cards, which made me more in debt. Finally, turning the left hand into the right hand costs a lot of money every month. Fortunately, my self-control ability is better, I am frugal every month and work hard to earn money. Advise people with poor self-control not to play credit cards, because not everyone can play well?

There are seven credit cards, including those in my hand. The total amount is not high, less than 200,000. They are China Merchants, Transportation, Guangfa, Ping 'an, Xingye, Zheshang and Pudong Development.

My first credit card was used for investment promotion. At that time, I had just graduated from college. When I was working in a hotel, a salesman did it. At that time, as the first card, the amount was not high, totaling 3000. Although not high, I am still very happy. After all, it was the first memorable credit card, and it is still in use. Of course, the amount has also increased to more than 20 thousand.

The second batch of cards were transportation and Guangfa, which was also visited by the salesman at that time. Originally, I didn't intend to do it. Later, the leader insisted that I do it and said that I would recommend gifts. Usually the leader is good to me, so I did it on his recommendation. The quota is not too high. Traffic 1 10,000, Guangfa 1. 1 10,000, still in use, and the quota has also increased.

The third batch of cards are Ping An, Xingye and Zheshang. At that time, they worked as card readers in the transportation department. To put it bluntly, it means helping each other. It's all done. Except Zheshang 10000, the others are all above 20,000. In order to help them complete the assessment, all three cards were used, and they are still in use, and the quota has also been increased, and Xingye has increased to 50,000.

The fourth batch of cards is the popularization of law. Pufa's card was completely filled in online at that time. As a result, I got off the card unexpectedly, with a quota of 45 thousand. The line was not bad, so I opened the card. Now the quota has been raised to 60 thousand, and it feels quite good.

These are all my credit cards, which really helped me a lot. Of course, credit card is a double-edged sword. Be sure to control it in the process of using the card. It is best not to rob Peter to pay Paul, otherwise the hole will get bigger and bigger if it is not handled well until it is completely reduced to a "card slave."

There are risks in using the card, so be careful when using it.

In fact, you have to understand why banks issue credit cards! It's for consumption. When people have credit cards, they will go online unconsciously. With the first card, you will fall into an infinite loop, because you have spent it in advance and must return it when it expires. What should I do? Make another one and use this to return to the other. Once this is implemented, you will get deeper and deeper! I have three cards, which I use back and forth. I want to get another card, but I keep resisting.

This is the end of the introduction about how many credit cards there are and how to check how many credit cards an individual has. I wonder if you have found the information you need?