How to repay a lost credit card

After a credit card is lost, the cardholder will be in a cardless state for a period of time. How to repay when you don’t have a card, especially when you can’t remember the credit card? First, if it is convenient, you can go to the branch of the card-issuing bank to handle credit card repayment; secondly, if you have personal online banking, you can log in to personal online banking and repay directly . In addition, commonly used third-party payment tools can still be used for repayment. If you have had the experience of repaying with a third-party payment tool before, it is usually bound to a credit card, and you do not need to enter the credit card when making repayments. , just make repayment directly according to the prompts of the third-party payment tool.

I have a CMB credit card, but I don’t have a CMB debit card. How should I repay it?

All ATM machines of CMB (including all-in-one deposit and withdrawal machines) have a "CMB Credit Card Repayment" section. You can enter this function by clicking "Credit Card Repayment" on the screen when the card is not inserted. Even if you don't have your credit card with you, you can still repay using this method. (Only RMB repayment is supported)\ATM's "Credit Card Repayment" section supports repayment using cash or debit card transfer from any bank. \Tips: ATMs without cash deposit functions only provide two repayment functions: "one-card repayment" and "other bank card repayment". . If you use a China Merchants Bank debit card (All-in-One Card, Golden Sunflower, etc.) for the first time to transfer and repay in the "Credit Card Repayment" area, you must have opened the "All-in-One Card Self-service Transfer Agreement" (can be opened at our bank's business outlets or online banking professional version). If you use a debit card from another bank, you do not need to activate it in advance. . When using other bank debit cards to transfer and repay CMB credit cards through CMB ATMs, the transfer amount shall be an integral multiple of 50. The single transaction limit is the same as the existing UnionPay ATM cash withdrawal transaction limit of the transfer bank, and the maximum daily limit shall not exceed 2 Ten thousand yuan. . When using other bank debit cards to transfer and repay CMB credit cards through CMB ATMs, the handling fee will be deducted from the transferring card according to the transferring bank's UnionPay ATM withdrawal transaction standards. The specific charging standards will be announced by each participating bank. Subject to this, our bank will not charge any handling fees to customers for the time being. \Extended reading: China Merchants Bank credit card online repayment\ No additional application is required. Log in to the public version of credit card online banking to conveniently check your bill, and use our bank's debit card to repay the credit card. \Immediate repayment: Log in to China Merchants Bank Online Banking, and click "Account Management" → "Account Inquiry", click the "Quick Repayment" button, and follow the prompts. \Tips: This function can only repay ordinary personal credit cards and personal debt-bearing commercial cards in my name. .The "Account Inquiry" interface can query credit card bill details, and the "Quick Repayment" interface can display the balance of the All-in-One Card by entering it.

Lost your credit card and can’t pay it back? Don’t forget to do this

If you lose your credit card, you cannot insert it in the ATM machine to repay. Usually you have to transfer the money to the corresponding repayment, and it will be more troublesome if you don’t know the credit card. , although it is possible to repay the loan, the process will be more complicated. Let’s take a look today.

Lost your credit card and can’t pay it back?

If you have lost your credit card, you have to find a way to find it before you can repay it. If the card letter is still there when you sent the card, you can open it and have a look. Otherwise, call customer service and ask them to verify your identity. Will be informed later. Or bring your valid ID card mobile phone number that you reserved when applying for the card, and go to any branch of the card-issuing bank and ask the staff to help check it.

Once you know it, just transfer the money and repay it. It is recommended to choose a channel that is free of handling fees and can receive the money in real time, such as the mobile banking of various banks and the UnionPay Cloud QuickPass APP. Remember to The repayment is received before the final repayment date. If there is a grace period, it cannot exceed the grace period.

By the way, it is risky to lose your credit card. After all, many banks now issue quick pass credit cards. The small-amount double-free function is enabled by default. The single transaction amount does not exceed 1,000 yuan. You can skip it. Pay via password. Therefore, for the safety of the funds in the card, once you find that your credit card is lost, you must report the loss as soon as possible and replace the card.

Reporting the loss of a credit card will involve a loss reporting fee. Except for platinum cards and high-end cards, which are free of charge, other ordinary cards are basically 50 yuan per card. In addition, there are also some special craft cards that require card printing fees. These fees are directly deducted from the credit card and included in the minimum payment amount of the current period's bill, which also has to be repaid.

The above is the relevant introduction to "I lost my credit card and failed to repay it". I hope it will be helpful to everyone.

How can I repay the loan if I only have a credit card but no debit card?

When filling out the application form, you can select "Automatic Repayment" in the "Repayment Information" column, and provide the current savings, all-in-one account, and debit of Bank of China in your name. card, a Great Wall credit card issued by the head office or a debit card from another bank in your name. Or apply for automatic repayment through credit card WeChat official account, Colorful Life APP, online banking, mobile banking, counter, customer service hotline and other channels.

The above content is for your reference, please refer to actual business regulations.

This is the end of the introduction about credit card repayment without a card and why my credit card shows no need for repayment. Did you find the information you need?