How to apply for a credit card of Guangfa Bank
Conditions for applying for a credit card of Guangfa Bank
China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have legal and stable income sources and have good credit standing can apply for a credit card of Guangfa Bank with their valid identity documents.
The materials to be provided are as follows:
1. Identification information: a copy of the resident ID card or military officer's card; Compatriots from Hong Kong and Macao shall provide copies of travel permits to and from the Mainland and residence certificates for more than one year; Foreigners can provide a copy of passport and residence permit for more than one year.
2. Proof of work and income: proof of salary and copy of social security (paid for more than half a year).
3. Supporting materials for the credit card application of Guangfa Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of the current residence, etc.
Credit card application conditions of China Merchants Bank
People from China, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, and can apply for China Merchants Bank credit card with their valid identity documents.
The materials to be provided are as follows:
1. Identification: generally, it is an ID card (if you use a new version of the ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the company official seal or personnel seal), or a copy of work permit/license;
3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level.
4. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.
conditions for applying for the Industrial Bank credit card
China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have full capacity for civil conduct, legal and stable income sources and good credit standing can apply for the Industrial Bank credit card with their valid identity documents.
The materials to be provided are as follows:
1. The materials to be provided: identification documents
(1) Domestic persons: a copy of the applicant's ID card or military officer's card;
(2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports.
2. Other supporting documents (please provide them as much as possible, which will help to improve your credit limit)
(1), work certificate
Copy of work permit or work identification certificate (work card), original business card, and original work certificate stamped with the official seal of the company.
(2), proof of income
In the last three months, the bank issued a payroll record (a copy of the statement of the payroll card) or a copy of the personal income tax withholding certificate or the original proof of income issued by the company.
(3) photocopies of information such as academic certificate, professional title certificate, professional qualification certificate, self-owned real estate license, self-owned automobile driving license, time deposit certificate, and original information such as telephone, water, electricity and gas bills in the last three months of the current residence, and credit card certification documents of other banks (original statements of the last three periods).
Credit card application conditions of CITIC Bank
China people, foreigners who have permanent residence in China, and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have legal and stable sources of income and have good credit standing, and can apply for CITIC Bank credit cards from card issuers with their valid identity documents.
The materials to be provided are as follows:
1. Identification documents
(1) Domestic persons: a copy of the applicant's ID card or military officer's card;
(2) Overseas people: compatriots from Hong Kong, Macao and Taiwan provide copies of passports, and other foreigners provide copies of passports.
2. Work certificate
Copy of work certificate or work permit stamped with the official seal of the unit;
3. Proof of financial resources
Original income certificate issued by the unit, or original bank deposit certificate, or copy of payroll record issued by the bank showing the name of the applicant, or copy of income tax withholding certificate, or copy of self-owned real estate license.
ICBC credit card application conditions
China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have legal and stable income sources and have good credit standing can apply for ICBC credit cards with their valid identity documents.
The materials to be provided are as follows:
1. Identification information: a copy of the resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your Mainland Pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.
2. Proof of work and income: proof of salary or either a business card or a photo badge.
3. Auxiliary materials that can prove that you have good economic strength: a copy of real estate license, a copy of automobile driving license, a copy of deposit certificate, etc.
Conditions for applying for a credit card of Shanghai Pudong Development Bank
China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan can apply for a credit card of Shanghai Pudong Development Bank with their valid identity documents, who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing.
The materials to be provided are as follows:
1. ID card: A copy of the ID card (military officer's card is required for soldiers), and the main card applicant must be at least 18-6 years old;
2. Salary certificate of work unit: it can be a salary certificate issued by the applicant's work unit (which needs to be stamped with the financial seal or official seal of the unit), a copy of the work permit or a copy of the work card with my photo, a business card, etc.
3. Proof of financial resources (which is helpful for obtaining a higher credit line): a copy of the certificate of own property, a copy of the original and copy of the driving book of a motor vehicle, and a copy of the fixed (current) deposit certificate (discount) of the bank;
Ping An Bank's credit card application conditions
China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have full capacity for civil conduct, legal and stable income sources and good credit standing can apply for Ping An Bank's credit card with their valid identity documents.
The materials to be provided are as follows:
1. At least 18 years old, with full capacity for civil conduct; 2. A natural person with a stable and legal income source and a good reputation; 3. Being able to provide valid identification documents (click to view: identification materials that can be used to apply for Ping An Bank credit card); 4. Be able to provide proof of income or property.
China bank credit card application conditions
China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing can apply for China bank credit card to the card issuer with their valid identity documents.
The materials to be provided are as follows:
1. Identification documents:
Accept the application for the main card of people aged 18-65 and the application for the supplementary card of people aged 16 or above.
If you are a domestic resident, you need to provide a copy of your resident ID card or temporary resident ID card (both sides are valid), or a copy of your military officer's card
If you are a foreigner, you need to provide (1) a valid passport (2) a copy of the Alien Residence Permit or a copy of the Alien Permanent Residence Permit attached to the visa page of your valid passport.
If you are from Hong Kong, Macao and Taiwan, you need to provide a copy of the Pass for Hong Kong and Macao Residents to and from the Mainland or the Home Visit Permit for Hong Kong and Macao Compatriots or the mainland travel permit for taiwan residents.
2. Proof of permanent residence address (you can choose any of the following items)
Copy of household registration card (book)
Water, electricity, The latest three payment bills
the latest three payment bills of fixed telephone
the collective dormitory certificate issued by the company
the house lease contract (agreement)
the certificate of own property
the payment document of residential property management fee
the address certificate issued by the street
the monthly statement of the latest two credit cards or the personal income tax payment certificate of the last three months
other proof materials that can prove that they have a fixed residence address. Any of the items listed)
official payroll or income certificate issued by government agencies and enterprises in the last three months (with company seal or department seal required)
copy of passbook/bill of salary paid by the bank (with the information of salary entry in the last three months required)
copy of personal income tax payment certificate in the last three months
copy of social insurance withholding certificate
copy of self-owned property certificate
bank. Copy of passbook
Copy of purchase vouchers of funds, government bonds and corporate bonds (buyer's name, account number and account balance are required)
Copy of membership cards, including golf membership cards, China Mobile, China, Air China Companion Platinum Cards, Gold Cards and Silver Cards, China Southern Pearl Gold Cards and Silver Cards. China people, foreigners and compatriots from Hong Kong, Macao and Taiwan who have permanent residence in China and have full capacity for civil conduct, legal and stable income sources and good credit standing, etc.
Bank of Communications credit card application conditions
must be at least 18 years old, with their valid identity documents.
The materials to be provided are as follows:
If you are a domestic resident, you only need to provide: a complete and signed application form, identity documents, residence documents and income documents;
Foreigners and people from Hong Kong, Macao and Taiwan should also provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan.
if you are a private owner, in addition to the above information, you should also provide a copy of the business license showing the name of the applicant, the name of the enterprise and the date of starting business.
Credit card application conditions of China Everbright Bank
China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have legal and stable income sources and have good credit standing can apply for credit cards of China Everbright Bank with their valid identity documents.
The materials to be provided are as follows:
1. Identification: generally, it is an ID card (if you use a new version of the ID card, you need a copy of the front and back), and soldiers need to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the company official seal or personnel seal), or a copy of work permit/license;
3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level.
Minsheng Bank credit card application conditions
China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing, and can apply for Minsheng Bank credit card from the card issuer with their valid identity documents.
The materials to be provided are as follows:
1. Identity certificate of the applicant for the main card and the supplementary card (required documents):
Copy of the ID card of the domestic person-resident;
A copy of the Mainland Pass for Hong Kong, Macao and Taiwan compatriots-Hong Kong and Macao residents, the Mainland Pass for Taiwan Province compatriots and the residence endorsement or multiple round-trip endorsement;
foreigners-copies of passports, residence permits or employment certificates of the countries to which the foreigners belong;
supplementary card applicant-copy of ID card (supplementary card applicants who are under 16 years old and have not applied for ID card must attach a copy of household registration book)/passport/Hong Kong and Macao residents' pass to and from the mainland/Taiwan Province compatriots' pass to and from the mainland.
2. Work certification documents of the main card applicant
Such as: the original official work certification issued by the work unit, the original work card or business card with comprehensive information, the name of the display unit, the name of the applicant and the social security/medical insurance/provident fund certification materials that have been paid in the last three months.
3. Proof documents of financial income
Such as: the original or photocopy of the payroll records issued by the bank, the income certificate issued by the unit, the income tax withholding certificate, the self-owned real estate license/house purchase contract/bank mortgage repayment schedule, the self-owned automobile driving license, the bank's deposit certificate and other materials.
4. Other credit certification documents
Conditions for credit card application of China Construction Bank
China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who must be at least 18 years old, have full capacity for civil conduct, have legal and stable sources of income and have good credit standing can apply for credit card of China Construction Bank with their valid identity documents.
The materials to be provided are as follows:
1. If you are an applicant for local household registration, you should also provide:
① a copy of your ID card;
② proof of financial resources: including proof of income or personal assets or professional qualification, In which:
proof of income (including any materials)
a. copy of personal income tax withholding certificate or tax payment certificate for the last three months from the application date
b. copy of social security bill for the last three months from the application date
c. copy of provident fund payment record or payment list for the last three months from the application date
proof of personal assets (including any materials)
a. Some copies of local real estate ownership certificate
B. Copy of purchase/car invoice
C. Copy of Chinese people's * * * and Chinese motor vehicle driving license
D. Copy of China Construction Bank's savings passbook or deposit certificate
Professional qualification certificate (including any materials)
Such as: copy of professional qualification certificate assessed or recognized by state authorities, including certified public accountants, registered auditors, lawyers' certificates, etc.
2. If you are a non-local household registration applicant, you must also provide:
① a copy of your ID card;
② financial proof (same as above);
③ proof of stability.
a. Copy of local property certificate of the issuing bank
b. Copy of social security form
c. Copy of full-time undergraduate degree or above
3. If you are an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), you should also provide:
① Copy of your ID card;
A. Foreigners provide copies of passports
B. Residents from Hong Kong and Macao provide copies of Hong Kong and Macao travel permits to and from the Mainland
C. Residents from Taiwan Province provide copies of Taiwan residents' travel permits to and from the Mainland for five years
② Foreigner's Permanent Residence Permit or deposit (minimum deposit amount is 5, yuan).
What about the credit card of Guangfa Bank
Relatively speaking, the credit cards of commercial banks are easier to handle than those of the four major state-owned banks in China. Each bank's credit card has its own characteristics and procedures. The credit cards of China Merchants Bank, Bank of Communications, China CITIC Bank and China Guangfa Bank are easier to handle than those of the four major banks.
according to article 7 of the measures for the supervision and administration of credit card business of commercial banks, a credit card refers to a bank that records the relevant information of the cardholder's account.