for example, the billing date of your CCB credit card is 1th of each month, and the final repayment date is 3th of each month. 1.15 I swiped 1, yuan, and the final repayment date is 11.3, 11.25, and your minimum repayment amount is 1 yuan. After the new bill is generated on 12.1, the circulating interest on your bill is: < P > 1,× .5 %× 41 (1.15-11.24)+(1,-1,).

The above example says that you have paid the minimum amount before the final repayment date, and the minimum amount will not affect your credit history.

If the minimum amount is not enough, the interest will be 1×.5%×57=285 yuan. If the minimum amount is 1 yuan, a late fee of 5% of 1, that is, 5 yuan, will be charged, which will affect the credit record.