This is overdue payment, which will be recorded in your personal credit report. Moreover, after the deadline, the minimum repayment ratio may increase next month, which means that the original minimum repayment amount 10% may rise to 20%. I suggest you don't overdue.

If you are really short of money, I suggest you pay back half of it first, then take it out and pay it back again, so it can be counted as the same month.